Markyg

Wouldn't worry I handed my car back with a cracked headlight. They told me as long as the car was Road legal and had no panel damage requiring a respray I'd be OK.

Up here I've found the opposite. Vw would do anything to sell a car whereas skoda werent interested and were like well go elsewhere then! If you try in August or September there will definitely be deals out there then.

You could probably do that. Vw is your best bet though as they have plenty of incentives on a polo. Youd have to use these though to write off the negative equity on the citigo. Skoda dealers seem to struggle to do this. My advice nip into your local vw dealer, explain your situation and see if they can do you a deal. If you don't ask you'll never find out!

Thats weird as I had to leave the v5 with the car??

It's gone now. When I'm not driving the new polo I'm smoking around in an 18 year old punto. Must say though, I loved the sport easily one of the 3 favourite cars I've owned.

The actual value of the car will be determined by market conditions and will definitely be worth less than that. If that's the case and you want another the dealer should be able to do a deal or just vt the car. Either way you will be better off buying the car this way as it will lose more than you are paying.

Eeeekkk is correct. My car is getting collected next Friday. The paperwork from skoda says that they check for damage etc but the auction house say they only need it to be roadworthy so they can drive it away. They don't check the car for condition and have no facility to.

Hope this helps show how on some cars pcps are cheaper. If the cars on 0% and you have the cash why pay cash???

A pcp will work out cheaper as at the minute it's 0% and the cars are depreciating more than what skoda say so you pay less than you would if you pay cash. Ie for 3 years of my citigo I've paid 5k on a pcp. If Id paid cash and sold the car I'd have lost at least 6-6.5k meaning I'm up by 1500 pound.

They are excellent cars. They have a few flaws but ones I could live with. I'm not sure the asg is very good though. Oh and I'd definitely avoid buying new if you are a cash buyer. You will loose too much money too quickly! They work out cheap on a pcp though.

You should be able to pick second hand citigos up for peanuts! Citigo, ups and miis don't hold their values at all so are great cars to either get new on a pcp or buy second hand!

Thru definitely don't consider the mileage. I was told that over the phone. They said as long as there were no scratches or dents down to bare metal they wouldn't be worried. My headlight is cracked but I'm just gonna see what they say. If they bill be they bill me, if not result.

Even if there is. It's not like vw will lose out. I was in negative equity, my car at under 3 year old was worth under 4k!! I owed 5k on it. The situation wasn't going to get any better. Vw keep the balloon payment high on the trio to make the monthly payments sensible! They know that most people are going to hand the car back at the end or vt the agreement. They are just hoping that you take another one out with them and will usually give you a good incentive to do so.

No problem mate.

Vt means voluntary termination. On any finance agreement once you have paid 50% of the total amount you can hand the goods back and end the agreement.

Vwfs were really easy to deal with. Done over the phone in less than 5 minutes. As long as you pay every month they want you to buy another car from them.

My mate has Vt'd 3 cars in a row now with VW and never had any bother getting another. In fact, in one case they recommended he VT it!

And it's easier to vt on this deal as it's 0% and the balloon payment is about 35-38% of the list price on a citigo.

Mine was 42 months which started in Sept 2013. My total balance was 10k so my 50% point was 5k. I stupidly put a grand down though despite being advised not to by the salesman :( When they release the Mark 2 with the tsi I might get another citigo. If not I'm gonna enjoy my free car for a year then get myself a 10 year old 3 litre beemer

I definitely will.

The only scenario which excess mileage applies is if you hand the car back at the end of your agreement. I will take some photos, but VWFS did say they are normally lenient about the condition of the car as it just goes straight to auction. As long as its road worthy they don't care. I'd imagine a couple of chips on the bumper would come under fair wear and tear anyway.

I've been thinking about VTing my citigo for a while now as I have just passed the 50% mark on my payments. And being offered my dads (not very exciting ) old car as hes quitting driving I though id go for it. I phoned up VWFS on Friday and it was all done in a minute. If anyone is thinking of this its really easy. They check you have paid to 50% mark and then ask you if you want to go ahead. Once I said yes, that was it. The local auction house will arrange collection of the car and that is it. If the collection runs into next month I will be billed, but refunded as ive arranged to VT the car before the payment date. Also, they confirmed that mileage doesn't matter if you VT (in my case im well under my milage!) and as long as the car is drivable and there are no scratches or dents down to the bare metal they aren't bothered about the condition either.

I loce driving my citigo despite having owned some much plusher and faster cars. Sadly, i think mine will be going soon to make way for a new house purchase and the fact that they are losing too much value. If I don't buy myself a 3 litre beemer to smoke around in next though I might just get myself another citigo!

If you are buying a car that's in warranty it doesn't matter where you buy it. Just taken it to your local dealer for servicing and repairs. I bought mine from Manchester despite living near to Newcastle. I've used my local dealer for a couple of warranty things and for all service issues. No problem at all.

The lookers upselling is a joke. When I bought mine there was a young lad in who bought a top of the range and fully loaded Octavia VRS and paid cash and they were trying to sell him all sorts. He just kept saying I can afford to fix the dents, I can afford to buy new tyres, I can afford...... That said, they are usually competitive on price, even if their service is a bit crap!