kwacka

You really are a ******, read the post properly before making comment.

OP, I noticed it's all gone quiet from your end, you now have the benefit of a wide range of experience, but I guess you still think it's not your fault. I have, unfortunately, met people like you over the years and it has cost me. There is a reason why insurance companies load young drivers.

who was joking?? but you're right about the cr@p connections - not at all german like

Have you been watching too many episodes of Blackadder?????? Are you Baldrick in disguise?????? Connect the leaking pipe to the one coming out of the bulkhead!!!!!!!!!!!!

OK, you don't have to convince me, but in my job I work on facts which is what the insurance companies try to do. In the absence of independent or police witnesses, they must come to some sort of agreement if the facts are in dispute. The best advice I can give you is be honest and present all relevant facts. All the best, please let us know how you get on, but remember it's only a bit of steel!!

My apologies, but I still stand by my reasoning that you should have assumed that someone would take 'the racing line' on a left hand bend, especially as you knew the road was originally designed as 3 lanes going to 2.

Get someone to sit in the car and operate the rear wash wipe, you'll soon see!!!

So are we agreed then, 3 lanes merging to 2?

Had a look on Google maps, unless they're out of date it shows 3 lanes merging to 2

My bet would be arb drop links, easy fix for about £30

Looked more like a p1ss take to me

You guys are making the mistake of shooting the messenger, insurance companies will use any excuse to avoid payout. When you take out a policy thay ask if there is any modification from standard manufacture. I know of many claims that have failed for the most (apparently) ridiculous reason. I am also a biker, and know that they even regard the fitting of stickers on the fuel tank as a modifcation. I am surprised at your derisive comments; your posts are normally sensible. Just telling it like it is.

I think you know in your own mind that you're on a sticky wicket, and have posted for sympathy & support, of which you don't seem to have a great deal so you're staying in denial. My adult sons and I have almost 60 years of driving experience, with several accidents along the way, so can offer you the following advice: 1. As the road is clearly merging into two carriageways and is bending to the left, it is reasonable to expect a car to move from lane 3 into lane 2 and then lane 1 at that point. If you are local, you should be aware of that. 2. It was 1230 am, so presumably very little traffic around, why could you not have waited for another second or 2 before proceeding? 3. I am not surprised that the third party wanted you breathalysed, I probably would too. 4. I would be surprised if the police have any further involvement, unless there is an allegation of bad driving or injury caused. 5. If you do not have legal expenses cover, this could turn into a long drawn out battle between insurance companies. 6. Now for the bad news - IF you have undeclared modifications, (like wheel trims and colour coded grill), then your insurers have the perfect opportunity to refuse to insure you. That could then result in you being sued by the third party and possible prosecution. I have taken such action against an uninsured river. 7. Best case scenario for you is a knock for knock settlement, learn from your mistake and move on. I know you don't want to hear any of this, but as I said in my first post, you live to fight another day!!

Springs are a common failure issue on many cars, irrespective of make, it's an area where they have cut production costs.

Passengers are not classed as independent witnesses unfortunately.