keith@pch

Your figures give a depreciation of £12000. But, if you hand the car back now, the actual cost of ownership for 9 months will be: + Deposit Paid + Total of monthly payments - £15000 value of car + cost to pay back the current PCP balance (including fees) - the amount is available from Skoda Finance Depending on the figures, this might be a lot more than £12000. Hope I'm wrong!

I switched from BT to SSE ultrafast fibre on 31 May and I couldn't be happier. The switch occurred on time and was trouble free. Speeds increased from 15Mbps on standard BT broadband to 70-74 with SSE. Uploads from 1Mbps with BT to 19Mbps with SSE at anytime of the day or night. I was paying BT almost £50 per month. Cost with SSE is £21 + £3.50 for caller display. £136.50 Topcashback was paid quickly reducing the cost over the18 months contract to £16.92 per month including line rental and anytime calls. I haven't had any technical problems but the 2 calls I made to SSE after the switch were dealt with by friendly and competent people. BT on the other hand were a nightmare to deal with. It took them 5 months to close my account and, in the meantime, they continued to bill me as If I was still their customer. Fortunately, I had cancelled my DD but it took numerous phone calls and a complaint lettter before my account was closed and they refunded the money they owed me. I will never go back to BT.