I agree the original posters question was very basic without full details but blimey there’s some snobbery here against the SE version. Remember folks we all can’t afford the bells and whistles higher spec models whether new or used.
I’ve just bought a 5 seat 18 plate (it’s actually 1 day from being a 68 plate) SE DSG with just 6750 miles on the clock for £18,900.
On test driving it and then coming home to research more I realised it had the keyless entry system and the Canton sound system with the space saver spare wheel, the dealer obviously didn’t know these were all extras.
I found the SE to be beautiful, the driving position perfect for me as I’m 6’3” and the build quality fantastic. It helped that the car is virtually indistinguishable from new.
Of course I’d love more tech but the SE is great and has more than enough for me to cope with.
I bought it on a personal loan x 60 months @ 2.9%APR borrowing £17,000 as I had a little residual in my px, so after I’ve had it four years I’ll only owe around £3400 and the car will hopefully be worth around £10k
So, to the original poster, in my opinion the SE is great, it’s certainly not sparse and the car itself is a beast. But look at your GMFV, you’ll need some equity on completion.
Thanks.