Thank for your reply. That's helpful.
As I said, I've looked at the Skoda Uk build-a car websitet and it looks like I could buy a Kodiaq Drive 5 seats with a 2.0 diesel engine 4x4, with basic blue colour and possibly add the winter pack, but a few other options (I can have a spare space saver cost £0). I'd really also Matrix LED light package, but that's too much.. But, I could have, in addition to the winter pack, the drive mode select; lumbar support; folding door mirrors/heated, which comes at £39975...at current list prices!
I like the Drive as 18" wheels are best suited for me (I live in a very rural place in the Pennines and need to cope with snow, mud, etc.) being less low profile. I've used a Subaru Outback recently, which has all the top end safety kit, but to be frank as I do very little motorway driving the adaptive cruise control, lane-keep assist, lane departure warning; lead car alert; etc., weren't used very much. Cross traffic alert was handy, but not a deal breaker, as was front and side cameras.
Time to visit a dealership I guess, which I often find to be quite dispiriting