Hi, we have owned our Rapid Spaceback for 4 years and loved it, one of the best things is the panoramic roof which seems incongruous given the poverty spec of the rest of the car. My wife has been using the car this week without incident and this morning we noticed the panoramic roof appears to have spontaneously cracked to the front above the nearside door. I have examined this as best as I can and can see no obvious signs of strike/impact damage. Has anyone else experienced this? The damage will only be covered on our insurance under the accidental damage section which aside from paying a £300 excess will likely impact our insurance going forwards. However, I cannot imagine this is a cheap replacement otherwise. We are not attached to the car but cannot imagine a dealer will take it as a trade in. I will take it to an auto glass centre next week, any help in the meantime would be appreciated. Photo attached.