dougalredbear

thanks - so is this something that, say, Halfords might be able to fit - expensive?!

Hi there, Have a rear bike rack which is going to obscure number plate (possibly lights) when fitted so I'm going to need a rear registration and lights bar. Any ideas how to connect up the lights - the bar comes with a 7-pin connector but can't see where/how I might do this. thanks in advance

Very helpful - thank you. One last thing - my only residual concern is that I'm changing £7500 into a car - I'll not get that cash back. Once I've bought the car that's it 'locked in' to a car - whether it's this one or as a trade in for my next car. Unless I sell it privately for cash - then I can decide how much I want to put forward as a deposit for my next PCP.

So, I'm going to make the final payment on my Octavia - around £7500 - and wait till next year for the iV - at that stage it's probably my car (my circumstances staying the same) is still going to have comparatively low mileage - what would you advise - that I then trade it in? I've never sold a car privately but presuming that that would be a real pain in the ass.

Interesting. So when you've ended your PCP agreements have you made the final payment then sold the car privately?

yes, refinance on the car turns out to be very expensive - 7.6% APR - not happening!

Finance company offered me an APR of around 7.6% (subject to a renewed credit check). If I were to finance the car I'd get better numbers from my own bank. Haven't approached Skoda to order a car just yet - what with everything in the world being so uncertain right now, I don't really want to be locked into that commitment.

Since posting I've done a bit of a search on what similar cars are selling for up to £12,000. My car is in very good condition. Interior is immaculate. Exterior has a couple of very minor wear and tear, alloy scrapes etc... I think I've decided that I'll make the final payment and then look to selling the car privately when the iV becomes available next year.

Yes - the car is under mileage and in excellent condition. Apparently due to the pandemic the used car market has surged adding to my car's value.

Any advice/opinion would be greatly appreciated. My Octavia estate 1.4 TSi Sport (which I love) is coming to the end of the finance agreement. There's around £2,500 equity in the car. But I'm a bit conflicted about what I should do. Ideally I'd be getting a new car, but I'm holding out for the Octavia estate iV next year. That said, I don't know whether to buy the car outright at the moment, refinance the remaining balloon payment or trade it in now for a new car while there are good offers available (possibly an A4 Avant). I'd be looking to part exchange any car I might have next year if/when the iV becomes available any suggestions? thanks Doug