fabandy

We have 2 Citigos and I think you can't go wrong with a Citigo or an Up! for your first car. As you say, Citigolover, the insurance is cheap and I think What Car just indicated that the Citigo was the most economical small car in real-world driving. I think the Citigo is the only small car with a 5 star safety rating and most people agree that it is fun to drive. If you are buying second hand, you should just see what is available in your budget and buy the nicest Citigo, Up! or Mii you can find. We have good service from our local dealers and Skoda dealers were 4th in the Driver Power customer survey 2014 (7th in 2015) but you may be better finding an independent VAG (Volkswagen Group) specialist, if you buy a car more than 3 years old. Remember though, you may be able to pick up a pre-registered 'new' car for £7.5k from a dealer at the right time of year (January, March, September) and Motorpoint often have cheap nearly-new cars. Good luck, Andy.

I have Skoda Insurance. It was cheaper than previous and hasn't gone up at renewals - it has gone down slightly. You don't need to contact them when you go abroad (no extra paperwork or green card required) and when I changed my car and address they didn't charge for new papers. You do get a replacement car in the first year, as mentioned above, and I am guessing the assessor will be there where the car is repaired so no third parties to deal with. I have protected no claims and £100 excess. They have also replaced the windscreen 2 years in a row (no charge). All in all, you get what you pay for (read the small print) but it seems a good service and cheaper than RAC for me.