thought I'd share this story....

I have just bought a motorhome and had been shopping around for insurance. Obvoiusly there is less choice of insurers as its more specialised, however there is a few to choose from. One was safeguard (part of Swintons), they seem to be one of the best known. Anyway they quote cover but only with builtin UK/EU recovery (which I didnt want) they quoted £442. As I didnt want AA cover they offered to pass over to another sister company Scenic, who quoted £345 without it. So after getting a few more quotes decided the Scenic's was the best and decided to ringback.

As a self confessed scrooge I wasnt going to use the number given (0845..) I looked up on saynoto0870 for an alternative landline number! Bingo!! Leeds number so used that (no cost)

Anyway, a lady answered straight away and I said calling about Motorhome quote... so she redirected us, not thinking, I never said Scenic (why should I?) another lady answered after a min, said I was calling about an existing quote and I have a quote number, "no need" the reply, just "whats you postcode".....spent 10 mins going through confirming all my details to when she finally said "OK thats £442 then".. Ughh!

Penny dropped, was speaking to safeguard and not scenic! Assuming I would just get passed over, she said she'd try and get a better quote even though it would include breakdown.. came back with £374 (not bad!) but still dearer. Pushed my luck and thinking can't be bothered going through all the details again... asked can you match Scenic's quote.. a min later.. OK how about £345 (to be precise 6p cheaper) but with better cover and breakdown etc...

So a £97 saving from last weeks quote?? So how much are these companies ripping us off!

My moral now is shop around and push your luck

Nowadays when I'm paying for anything anywhere in person I always ask if there's a percentage add on for using cedit card, if the answer is no then I ask what the discount is for cash and if their not going to give me a discount for cash I pay with credit card as it's going to cost them 1.5 or 2% so they're actually losing out, I usually end up getting some amount of discount