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BJM

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Posts posted by BJM

  1. LPA is for the near future administration of his widow’s (my sister’s) financial and medical affairs.

     

    ATM whilst frail (she’s 85) she has been assessed as still having capacity, but is showing classic early signs of dementia, short term memory loss being the main one. Our fear is that with the obscene length of time that obtaining Probate and LPA is taking if she deteriorates she / we will end up in limbo and unable to sort anything out.

    • Like 2
  2. 14 minutes ago, PetrolDave said:

    I sent off all the paperwork for a Lasting Power of Attorney a few weeks ago when their website said it could take 12 weeks to check it and make it active, on checking last week the website now says 20 weeks!

     

    It's already been through all their online checks OK, so I really can't see why it takes 20 weeks just to enter it onto the system and make it active.

     

    We sent them off in August. Still no response other than to cash the £164 cheque.

    Fortunately our solicitor who is dealing with the Probate has managed to persuade the BAnk to release some of the BIL’s funds to them to transfer it to his widow, and his works pension transferred to her.

     

    Private organisations 2 - Public Nil

  3. 3 hours ago, Gaz said:

    Sausage casserole for us tonight.  Piddling down and windy outside, so good casserole weather. It's easy to forget (well for me it is), just how hearty and good a good casserole is.  So good that taking a photo only entered my skull halfway through the washing up :blush

     

    Gaz

     

    Coincidence

    We had the same, and I also forgot to photo it.

    SWMBO (who used to be a professional cook) has her own version using tinned and fresh chopped tomatoes, onions, carrots, baked beans, potatoes. God knows what else and something secret called "erbs" 

    Seconds are compulsory, thirds optional.  There's never enough left for 4ths

    • Like 2
  4. Negative equity only matters if you bought a house with the dream of making money out of it, either by trading up or down in the short term.

    In this country we have an obsession with pretending to be property developers and investors. Hence the constant driving up of value and problems of affordability faced by first time buyers.

     

    If you buy a house to live in the theoretical value of the “asset” is irrelevant. As long as you can pay the mortgage history (as described above in the 1990s scenario) shows that property fairly rapidly regains its notional value.

     

    Housing is a long term investment, not a get rich quick scheme. Th old adage “the value of investments can go down as well as up” applies to housing as anything else.

    • Like 4
  5. That doesn’t answer the question though.

    Fundamentally these are presumably just battery chargers with digital timers and an internet connection all monitored / controlled by an ATM (without the mechanical cash handling equipment)

    All of this is long established, solid state technology. No moving parts, no lubrication, wear etc.

    Although the “pumps” are the size of a petrol pump this presumably is purely for familiarity, as witnessed by the ability to fit a working charger into a pipe the size of a lamppost.

     

    So, why are you regulars constantly reporting broken equipment.

    • Like 3
  6. In 50 odd years of driving the Motorways, highways and by-ways of this fair land one thing has always been conspicuous by its rarity, and that was the sight of a Fiesta outside of its natural home in a built up area.

    And that explains why Ford are dropping it.

    Without it being described as one, it was in reality a town use car, frequently a second car used for the school run, shopping etc. (yes I know that the one you had when you were 18 did 100,000 miles driving you all around the UK at an average of 68 mph.)

    That niche (small size, short journeys, town use etc.) is now being filled by  by the new generation of small electric cars.

    • Like 1
  7. Correct me if I’m wrong but you appear to be saying that the trip in the diesel was only approx. £5 more than it would be in your EV

    However you had to waste 90 minutes charging up.

     

    As someone who regularly drives 200 - 250 miles on multi drop deliveries I’ll happily pay £5 a trip to get home early.

     

    • Like 3
  8. This peculiar version / dateline of history has come up before, and one thing has always puzzled me.

     

    How the hell old are you, and how old was your grandfather when he was imparting  this "family history" to you.

    Given that the last of the Highland Clearances took place in in the 1860's, approx. 160 years ago there seems to be a couple of generations missed out of this history.

     

    Also, what does "sheep were there, lambs were not"  mean? Every sheep was a lamb once, and the slaughter of lambs for meat didn't grow until the early 20th century when wool and mutton was imported in bulk from New Zealand (and Australia) and Lamb was sold as a delicacy, being more tender and less strongly flavoured. Prior to this Lamb were allowed to mature, to produce wool and were eventually  slaughtered at around 6 - 7 years as their productivity declined.

     

    I cry family fantasy bullsh*t

    • Like 1
    • Haha 1
  9. On 28/07/2022 at 23:16, mac11irl said:

    right now id happily camp out in the garden with a 5.56 rifle and a ghilly suit if i could get my hands on them

    Tricky. A ghilly suit is fairly easy (but a DPM printed sheet with a hole in it even easier and cheaper) I don’t know the firearm laws in the RoI, but a 5.56 is a little trickier.

     

    Try an airsoft BB gun. They have enough power to sting, but not enough to injure. Priced from about £10 for a single action pistol up to ludicrous amounts. My electric AK47 ( bought for £19.99 as faulty, repaired for nothing) on full auto put the fear of God into the local furry thug who used our garden as a s***house. After the second time he hasn’t returned.

     

    ( I did it at night from an upstairs window with an outside light left on to give enough light. SWMBO thought I was mad sitting up in the dark, still she thinks I’m mad anyway)

    • Like 1
  10. They’re stupid Starbucks names for their size cups / drinks.

     

    Grande is Italian, means large and is a 16 oz. measure

    Venti is the Italian for 20, so is a 20 oz.  measure.

     

    Therefore by the twisted logic of Briskoda Venti Grande must be 20 x 16 = 320 oz. (or2 gallons if you prefer)

     

    The engine noise that makes the hairs on my neck stand up is the sound of proper 250 or 350 cc 2 stroke racing motorcycles from the Seventies running flat out on proper expansion chambers (or preferably about 30 of them) 

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