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Extended Warranty

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I'm looking at extending my warranty very soon. I have quotes from Warranty Direct, and three skoda dealerships.

Warranty direct is the most expensive for a 1 year quote, however, the skoda dealerships vary quite a lot. I have been told that the reason for this is that some may not be Skoda Uk warranties and use AA warranty services amongst others, some may have excess etc etc....

I'm getting some small print sent out to me to see what is covered but does it really matter if it's not Skoda uk covering you?

Any suggestions?

I'm looking at extending my warranty very soon. I have quotes from Warranty Direct, and three skoda dealerships.

Warranty direct is the most expensive for a 1 year quote, however, the skoda dealerships vary quite a lot. I have been told that the reason for this is that some may not be Skoda Uk warranties and use AA warranty services amongst others, some may have excess etc etc....

I'm getting some small print sent out to me to see what is covered but does it really matter if it's not Skoda uk covering you?

Any suggestions?

As long as they're all supplying the same amount of cover I doubt it matters if it's Skoda Uk or not.

Never seen the point of extended warranty products. When you think logically, they offer this service because it's profitable to them, which means they must be charging more than they spend ... and the source of their revenue is ultimately the customer. Seems fair to say, across the board, each customer will spend more on the warranty than they would have done on repairs.

Perhaps the only people who benefit are very high mileage drivers ... but warranty policies often have maximum mileage limits in small print. If you're interested I saw an ad for a warranty company the other day headed by Quentin Wilson. Seemed fairly legit (and a bit cheesey) called warrantywise.

http://www.youtube.com/watch?v=kYLGEzHm5Fg

Edited by allclownsareevi

Insurance is a ripoff designed to make a profit for the insurance co. You will further be subsidising people who are not as careful as you are.

Read very carefully the list of exclusions which will be phrased in such a way as to deceive you into thinking you are covered when you may not be. The small print and verbage are especially designed to make you give up reading it.

Favourites are: Cambelt breaks - we pay for a new belt (only), DPF blocked and will not regenerate - driver using vehicle wrongly (!).

Get to know your vehicle, find its weaknesses and address them. If you can't maintain it yourself, find a reputable self-employed independent to do it for you. A Superb has many weaknesses but if you handle it properly, it will do starship mileages at low(ish) cost.

rotodiesel.

That's good advice I think. I have had Warranty Direct cover the last 2 years on my 55 plate 2.5TDi but I'm not renewing it. The vehicle is worth so little now and only has 50k miles on it, I don't think it's worth bothering. When I asked Warranty Direct about Superb 2.5TDi reliability they said "We don't get many claims on those..................." Says it all really, I think!

  • Author

The thing that I'm bother about is that my motor is the 2.0 140bhp with DPF, it's played up twice in the past year and had the DPF sensor replaced and all this has been sorted under warranty and Skoda assist.

The thing that worries me is if it becomes blocked to the point that Skoda assist can't deal with it and it needs to go back to a dealer, the work will be covered under warranty then.

Or is there a simpler and cheaper solution to this?

  • Author

Forgot to mention, I cover around 25k a year.

You'd have to check the DPF coverage with any warranty policy you buy. Unlikely you'll get a definitive answer here, each policy will have their own terms.

As for bypassing the DPF issue entirely, there's been mentions of it around here but I never paid much attention to them being as mine doesn't have one. Try the search function fella, may yield results?

Sell it and buy a 1.9, then save the premiums.

rotodiesel.

  • 2 months later...

We recently had the dreaded oil pump failure (50K on clock). It was repaired by The Winchester Motor Company. They assured us that the car was now fine, i have to say that it is running beautifully. Having read on the Forum the problems that might occur because of lack of oil pressure we are now near to the end of the manufacturers warranty we are considering an extended warranty with Quentin Wilson's Warranty Wise. I agree it is expensive but so is a new engine. I have read through the conditions etc it does seem ( to me) to offer pretty comprehensive cover. Does anybody have insurance with this company, and if so how do you rate them? I notice that the comments under the YouTube Vid are full of praise.

Thanks.. Jenks.

Personally, I wouldn't be without a warranty now... we claimed on a Kia Approved extended warranty for a Steering rack in October (£1,600) and a complete gearbox in April (£2,900) The warranty was administered by CarCarePlan Ltd. and cost £599 for 24 months, and included 24 months RAC cover. This vehicle was September 2006 registered, with a mere 67,000 miles on the clock.

In my mind, the £599 initial outlay, was very well worth it, for claims of around £4.5 Thousand! - will Skoda UK not provide an extended warranty?

Al.

Personally, I wouldn't be without a warranty now... we claimed on a Kia Approved extended warranty for a Steering rack in October (£1,600) and a complete gearbox in April (£2,900) The warranty was administered by CarCarePlan Ltd. and cost £599 for 24 months, and included 24 months RAC cover. This vehicle was September 2006 registered, with a mere 67,000 miles on the clock.

In my mind, the £599 initial outlay, was very well worth it, for claims of around £4.5 Thousand! - will Skoda UK not provide an extended warranty?

Al.

Yes they will extend up to 100000 miles or 10 yrs. Approx cost per year £350 which includes Skoda Assist.

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