Ive been looking around for insurance for my Octavia VRS . I have just moved 5 miles from my previous address yet my quotes have doubled .I would be grateful for any suggestions.

 

Thanks 

Welcome to the forum.

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Is it the same story with the different comparison sites, double the premium for your car at the new postcode?

Is it really that dodgy an area?

No that is the problem its not dodgy area at all im in wiltshire and most quotes are way higher

This might be of interest https://www.comparethemarket.com/car-insurance/content/why-is-car-insurance-expensive/   

my insurance has jumped this year.

Edited 6 May, 20233 yr by GreenMachine1.6

thanks for sending me that link green machine

1 hour ago, ROGVRS said:

I would be grateful for any suggestions.

A local to your new address brokerage is most likely to give you the best quotes etc for that address.

Thanks Ken i will try them after the bank hols. mine used to be fully comp 35 yrs driving for 280 a year now my quotes go from 450 to 800 .All ive done is move 5 miles 

Postcode lottery, once moved 1/2 mile, from postcode SK5 to M18, insurance doubled. Might have to try 2 or 3 different comparison sites. Good luck.

Thanks andy68 ive looked on a few cant get my head around it to be honest i will keep trying though. thanks

Hi.

Please feel free to give us a try for insurance if you wish.

Regards,

Dan.

On 06/05/2023 at 16:43, ROGVRS said:

Thanks Ken i will try them after the bank hols. mine used to be fully comp 35 yrs driving for 280 a year now my quotes go from 450 to 800 .All ive done is move 5 miles 

That is nuts! 

 

I'm 37, 11 years no claims and just renewed with eSure for £287 on a 15 plate TSi. 

 

That only other companies with a similar cost was Admiral and LV. But it's going to be a lottery, what works for you and what works for me will probably be completely different so sometimes just shopping around is best.

It's all crackers!! My Mrs has a Fabia and her insurance has reduced slightly with Tesco.

My VRS, with Tesco, nearly Doubled. I spoke with Adrian Flux and they reckon it's partly to do with getting spares from the manufacturer and the subsequent hire car costs while waiting for the parts.

The only quote I saw that was anywhere near last years quote didn't have a hire car. 

Perhaps we should all go back to puddle jumpers! Nah. 😄😄😄

On 08/05/2023 at 21:24, Dooge said:

That is nuts! 

 

I'm 37, 11 years no claims and just renewed with eSure for £287 on a 15 plate TSi. 

 

That only other companies with a similar cost was Admiral and LV. But it's going to be a lottery, what works for you and what works for me will probably be completely different so sometimes just shopping around is best.

I'm 47 with 14 years no claims and esure have just quoted me £500 for a 65 plate TDI, It really is becoming a lottery 😞

1 minute ago, Glass Back said:

I'm 47 with 14 years no claims and esure have just quoted me £500 for a 65 plate TDI, It really is becoming a lottery 😞

 

It's such a shame, it means people will eventually go and buy newer cars that are cheaper on the monthly payments.

 

Same with tax, my dad wants to buy a Saab 9-3 estate (has a Saab 900), only a 2L turbo but these are almost £600 to tax a year! 

Here I am in 2025, looking at a 2023 thread, still battling insurance lottery with many insurers just flat refusing to insure the 18 plate Octavia vRS we are buying.  Not going to stop us though, one the best cars going.

44 minutes ago, CoderSkoda said:

just flat refusing to insure the 18 plate Octavia vRS we are buying

Did you check on the Insurance database to make sure it hasn't been involved in an accident (i.e. CAT S).  Get a full finance and vehicle history check (I do this when I get a new-to-me car and its saved my bacon many times over).  This could be the reason why you are being flatly refused cover.

The other thing to consider is that Crim's love an Octavia VRS.  They are the new Golf in terms of them being stolen to order.  You might not be in a 'dodgy' area, but any location near a big city tends to attract the thieves.  Sad reality.

every insurer this year went up over £100 for me except admarial which dropped £60