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andygman

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Posts posted by andygman

  1. 21 hours ago, SC03OTT said:

     

    By the letter of the ‘law’, you’re quite correct. Ultimately though, your finance company doesn’t give a monkeys where the settlement money comes from. 

     

    So it is entirely possible to sell your PCP car, as I did two years ago. Buyer pays VWFS and any balance got handed to me. Car sold. PCP settled. 

    And initial deposit gone forever........

  2. 9 hours ago, 310golfr said:

    but even with the lower interest rate, he might be worse off , especially if only keeping for 3 years

    the old question of 3 years depreciation  v  3  years hire cost

    Depreciation will be based on the list price which I already demolished. PCP deposit was over 6k. After three years you give the car back. That money is gone. I get PCP as a product but ultimately that initial deposit is money down the drain. I was in a lucky position to have some money saved and then a loan to bridge the gap. 

  3. So it was always the plan to take Mr Skoda’s finance offer and PCP then settle early. 

     

    This is has now been done. Did it within 14 days they were only able to charge me £43 interest on £20800 of PCP! 

     

    No catch 5 minute phone call job done. 

     

    Savings and Bank loan to settle so for same money per month as PCP I now have a 2.9% loan and a car that I own. 

     

    List St price on mine was £33800 paid £27300 through drive the deal. 

     

    Happy days. 

    9E567451-3B15-45E7-AF69-71F66B45B677.jpeg

    • Like 1
  4. 17 minutes ago, Roottootemoot said:

     

    @andygman  You gave a wee CV higher up in a post,

    a Tech in a Dealership Workshop & a Service Adviser, so were you a Time Served Technician / Mechanic?

     

    Yes i think they put in Primo oil,  and crap ECO Tyres.

    Assumption is the mother of all f ups.

     

    The oil is normally good for cars getting driven in / run in, thrashed from new.  It is not guff oil, sometimes it was good to change at 5,000 - 8,000 miles for better fuel economy.

     

    Now the 0w 20 FS IV is in there incase the cars or a sample is retested at Import, ie in the UK because VW were caught as liars and cheats.

    Cars have been getting Retested to see if a model matches an identical models WLTP Certificated figures.

    Yes I was. Qualified with back in the day as a long time has passed. It has little relevance to my post other than to indicate that I understand how dealers operate. Primo oil but crap tyres? The crap tyres reinforces my theory of buying the cheapest components a available at the time! It matters not. It’s my assumption and I own it. Oil and filter changed next Tuesday. 👍😃

  5. 1 hour ago, *JP* said:

    "The oil put in at the factory is utter crap."

    I think you need to elaborate on that statement.

     

    As I said it is an assumption.

     

    But mass produced vehicles costed to the last penny.

     

    Do you really think VAG are going to put primo oil in every vehicle they build?

     

    Its cheap to do and has the benefit of removing any excess metals from machining processes in the engine manufacture stage and replacing with fresh metal free oil.

    • Haha 1
  6. Ok. Having come from a Disco 4 and the associated mega threads on D4 pages regarding oil I have read this one with interest. 

     

    I definitely do not want to upset anyone and everyone has views and opinions on oil and it can be quite divisive! 

     

    But these things I do know! From being trained as a tech and working in a dealer workshop and being a service advisor back in the day!

     

    1 Any engine least of all the EA 888 will not go “bang” because 5W30 is being run instead of 0W20. If in the likely event an engine did go “bang” it would have nothing to do with the above lubricants. The operating parameters of the engine and it’s lubrication are wide. Skoda could or would not wriggle out of anything as dealers and workshops put what they have most of in the car! Also the fact that if you put your reg into most of the major oil manufacturers it comes back as 5W30! 

     

    It is a highly unlikely scenario.

     

    The Disco 4 snaps it’s crank with an alarming regularity. Oil type and condition has nothing to do with it. It’s a harmonic vibration which does it. But it still does not stop peeps changing the oil every 3K! And arguing infinitum about what grade! 

     

    2 0W20 is put in for one reason only. Less friction to reduce emissions. End of. 

     

    3 I make this assumption with all my new vehicles. Mostly bikes, my vRS will only my 2nd ever new car. The oil put in at the factory is utter crap. On return from the dealer and a cool down the oil and filter will be replaced. With OEM+ Oil and Filter. In my case this will be  Castrol Edge 5W/30 with a VAG filter. 

     

    My 5p worth!

     

    2 Days till vRS time! 

     

     

    • Like 2
  7. 22 hours ago, flybynite said:

    Most advanced driving courses will tell you that the brakes are there to be used. Engine braking works but it is the brakes that are designed to slow the car.

     

    As said above brakes sometimes don't last any longer if not used that much anyway, other things eat away at the brakes not just use.

     

    I have seen people give all kinds of abuse to the engine and transmission, just in order to not touch the brakes.

    Which is why all of the Met Police Traffic / ARVs are automatic and have been for many years. Pads and discs way cheaper than a gearbox! 

  8. 17 minutes ago, shyVRS245 said:

    Perhaps we can meet up in Cardiff between Friday 20th and Sunday 22nd September. Will PM nearer the time if you are not working. Be cool to get a photo of the cars together, mine a Red hatch and yoy Estate.:thumbup:

    Yep would be cool.

     

    checked shifts I am working on the Saturday but off on the Sunday.

    • Thanks 1
  9. 6 minutes ago, shyVRS245 said:

    Don't forget to run it in. Pick mine up at 2pm tomorrow then kill time before starting night shift at 6pm. No point in going home as already halfway to work.:thumbup:

    It will have been run in already by the guys in Germany putting it on the boat and UK who I used to watch hammering them off the boat at Avonmouth docks!

     

    I will drive it as it is meant to be driven. B)

     

    I have fresh oil and decent filter waiting for the next day. Which is something I have always done with my new vehicles.

    • Like 1
  10. 30 minutes ago, SashaGrace said:

    Clean paint, make sure it’s well polished then cleaned with panel wipe before the ceramic. Keep the panel temps nice and warm if you can and keep it dry for 24 hours. I have layered with C2V3 also :)

    Yep. Have the full kit to do it proper and access to a garage. Ta 

    • Like 1
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