To get a skoda Octavia /Superb with unlimited mileage without owning it, say over 3 or 4 years

What are the options available

lease

lease purchase

or any other way??

lease purchase has no mileage option

pcp you have to say how many miles you do

leasing is the same, you have to tell them the miles you'll do.

on a PCP you can say you'll do 30k and once you have paid half the car/finance you can just give them the car and keys and as long as you have not gone over the TOTAL mileage for the whole term you won't pay extra.

30k over 42 months, is 105k which you mustn't go over. You'll be able to hand back at around 30 months so your actual annual mileage could be around 42k

lease purchase has no mileage option

pcp you have to say how many miles you do

leasing is the same, you have to tell them the miles you'll do.

on a PCP you can say you'll do 30k and once you have paid half the car/finance you can just give them the car and keys and as long as you have not gone over the TOTAL mileage for the whole term you won't pay extra.

30k over 42 months, is 105k which you mustn't go over. You'll be able to hand back at around 30 months so your actual annual mileage could be around 42k

I am afraid this is not 100% correct.

I ordered my L&K last month. I do 30k a year, and to keep the payments as low as possible, I opted for a 42 month (3 1/2 year) option.

Skoda will only allow a maximum of 80,000 miles no matter how long you have the car for, so I have opted for something liek 22k a year. the additional mileage is about 6p so if I do go over, it could cost me about £2k, but I will worry about it then.

As important, with some manufacturers, if you have a capital in excess of £25k, you may get an unregulated loan, which means that you do not get the 50% option. My brother has this issue at the moment, and needs to keep his car for an additional 12 months.

hope this helps.

At the moment I am doing between 35 and 40,000 a year taxi work but was looking at changing the car about every 3 years, If I buy one and trade it I will loose around 70% of the value even though my cars have FDSH the word taxi seems to be a swear word when trading in

When you buy a car as a taxi it is given an MOT on day one, and depending on the council rules some are MOT-ed every 6 months, so owners tend to keep there cars in pristine condition, ours are tested once a year from day one but the taxi inspector could easily put you off the road if he finds a problem so most of us don't give him that chance

I don't like the balloon agreements having to pay a set amount at the end of the agreement as that money could be used to reduce the payments on the next one, I have also tried paying half and walking away but it makes it harder to get the next car on finance