hi all, my fabia vrs has been insured with swiftcover for 2years now, its due for renew on the 28th june 2010.

after my first year with swift cover i got letter saying they gave me 2years NCD for my first year,

so if i renew with swiftcover it says i got 3years NCD.

if i was to switch to a different insurance company, wud i have 2 years or 3years NCD? :S (confused)

It depends on whether your new ins. co. accepts Swifts proof of NCD. Most cos. will and try and beat the Swift renewal notice premium regardless of NCD.

IIRC you will have 3 years with Swift and 2 years with everyone else

aww i didnt wanna hear that lol i was hoping id get 3years NCD with a different company, they wont insure me with only 2 years NCD, looks like swift again :(

any opinions on good insurance companies

im 24

fabia vrs

2 years NCD

suspension and brakes uprated.

best i got so far is about 750.

anyone esle around same details getting better prices?

any opinions on good insurance companies

im 24

fabia vrs

2 years NCD

suspension and brakes uprated.

best i got so far is about 750.

anyone esle around same details getting better prices?

You could try Brentachre, they were the cheapest when i was looking, but i'm 35 lol

Back with my first car (in the olden days, pre-internet, where you actually had to go into the office of the insurance broker!) I got an introductory year's no-claims bonus. I can't remember exactly why. So at the end of the first year the renewal showed 2 years NCD..

I switched insurance companies at the time, and the new one accepted the 2 years NCD, on condition that I brought the renewal notice into the office for them to check.

I did explain that I'd had the policy for only a year and that the extra year was a bonus from the previous insurer. It's well to be honest and explain the situation, they'll probably be happy with it.

Back with my first car (in the olden days, pre-internet, where you actually had to go into the office of the insurance broker!) I got an introductory year's no-claims bonus. I can't remember exactly why. So at the end of the first year the renewal showed 2 years NCD..

I switched insurance companies at the time, and the new one accepted the 2 years NCD, on condition that I brought the renewal notice into the office for them to check.

I did explain that I'd had the policy for only a year and that the extra year was a bonus from the previous insurer. It's well to be honest and explain the situation, they'll probably be happy with it.

If i think back the same happend to me, but they checked by calling the other company then calling me back, was quite a few years ago lol