I enquired to the site approved insurer 'sky insurance'.

Im a company car driver at the Mo, looking to leave the scheme and buy a 1.2 tsi yeti elegance so i dropped sky an email with some details.

The reply i got was we do not insure BD Postcodes.

Jesus christ. I know Bradford is the arsehole of the UK but its not yet Beirut!

...how bad is that?

I wouldnt mind but the area i live bears little resemblence to Bradford in genersl. Also Settle isa BD postcode... does that count?

As a Leeds Loiner, who has also lived in Bradford, I can say that when I moved to the Bradford Branch of my insurance co employers I was surprised at the increased incidence in the city of theft and fraudulent claims, and whilst that was years ago now I see no evidence that things have got any better.

That said, if you live in a rural area but which has a Bradford postcode, I'd be inclined to ring them and explain that but if their stance remains unchanged, look elsewhere.

Good luck.

This website explains some of therisk rating in different areas

http://www.carinsuranceexplained.com/car-insurance-explained/car-insurance-postcode-risk-list.html

Andy

Hi, Thank you for the link its very helpful. I am amazed at the difference that just one street can make. In my town if i lived in the next street i would be two bands higher.

Great information