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Planning for extended warranty and breakdown

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I phoned Skoda about this as my 3 years is almost up and I never knew about extended it on purchase. They told me my local dealer would contact me with details of an aftermarket warranty. I would of liked to have kept the whole Skoda cover, I did this with my Mazda.

What's everyone else doing? I have a DSG so would like to have bombproof cover in place!

I was told the 5 year Skoda warranty was only available at the time of ordering (and it was included in the No VAT promo). After that its third party warranties only.

If it was me I would put the monthly payment equivalent into a savings account and gamble on it being enough.

I got offered to extend my warranty from Skoda.... well the small print showed it was a third party warranty but work is done Skoda using VAG parts.

Sure it was £400

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I am surprised you can't just extended the 3 years, I am looking around at the moment to see what's on offer. At the moment Warranty Direct looks popular but years ago I had cover with WAL who are trade. I used to renew with them directly.

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Been quoted £488 for the year with roadside assistance, that's from Allams. They said it is a Skoda extended warranty with the same level of cover.

Put the money you'd pay into a warranty into a savings account instead.

After a few years you'll have enough to cover a big fix, if you are lucky and nothing needs doing you still have the money!

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Its a gamble like most things, but what if.......

I extended my warranty twice, with skoda, while i had my Octy and it was money well spent. I may get shot down in flames but I'd say that these cars do tend to develop faults after they reach their 3rd birthdays, mine had a new ECU, rear windscreen motor, complete A/C system and various other niggles. All the faults were covered with no questions asked.

I use a company called scotsure it covers a vast majority of the common failures and is 230 for a years covers. I have no idea if the name suggests its only available in Scotland but maybe worth a look. They also give a List of what is and is not covered on their website

Be sure to read the small print. Some like Skodas own service plan will not cover items like a cam belt change.

I was with warranty direct full dealer cover . Who when my tumble flap went aol was left with a £130 bill as it was reset with software .I said i have got unlimited diagnostics .They cost said well the part was not broken .So if me and dealer cover had been dishonest we could have claimed for a new motor and fitting 700 in total. I cancelled there and then they said were not bothered. Stick the money in a savings i paid over 600 in 2 years and that is how they tret me

As many have said, just use a savings account,

Ive been putting £100pm away for 4 years now.

The £1200pa that gives me has covered both of my cars MOTs & servicing costs.

it also builds up slowly saving for any extra costs,eg tyres,breaks etc.

I also do the same with my car tax £50pm covers both my vRS's tax so no tears when the reminder

drops on the mat:-)

most banks that have Internet banking that lets you set up sub accounts instantly and transfer £ automatically so its dead easy.

Edited by bulls20042002

Which is absolutely great....but not everyone can afford to put £100 away per month. If the car had managed to throw a piston after month one and required a complete engine build it wouldn't be so great. All depends how much people are open to gambling. I tend not to be, so the equivalent of £40 per month for 10 months I can extend the warranty and know everything is covered.

So put £40 into a savings account instead.

In the unlikely event of something failing before you have built up sufficient funds get a 12 months interest free credit card and put the £40/month towards it.

A warranty company is just a middle-man, an expensive one at that, and from my experience one that will use any excuse under the sun to not cough-up.

If times a hard then this is even more of a reason to bypass a profiteering warranty company.

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