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Buy, Lease or Salary Sacrifice

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Hi All,

 

I am considering a new car... Or should I say one for my wife that I can drive.

 

I am liking the Mk3 VRs TDi... What is the best option out there? Opinions please...

 

Leasehire

Purchase

Salary Sacrifice Hire Arragement?

I don't think there will be a golden answer. All comes down to the numbers.

 

Does your company have a good arrangement for Salary Sacrifice? While ours is OK there are just as good options going PCP direct with dealers on many cars.

Salary Sacrifice schemes should only apply to "company cars"?

 

In any event, they can make sense by letting you pay the costs out of pre tax and NI income, presently saving about 31% for base rate tax payers, and 42% for higher rate (exact numers are different for contracted in or out pension arrangements).

moved..

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