Right as some of you may know, ive got my Fabia vRS on order but its due for delivery early in early jan 2006 due to there not being any im supply at the time of order. But i phoned up the other day to enqire how my local dealer could get one within 2 weeks and not 'car select'.

anyway, cutting a long story sort.

Is it best to wait 6-8 weeks and go for a Jan 2006 reg'd furby, or wait 2 weeks and get a December 2005 reg'd furby.

Will it effect the resale value or desirability in 3 years time?

I'm taking into account im 19 very soon and i have the patients of a 2year old. And the car im driving in at the moment might not hold up good for the colder winter months to come (Heater in it not working) but finincially would it be best to wait?

Cheers.

Well it won't make any difference as to what plate is on it so I wouldn't have thought so.

I doubt it will make any real difference. Only thing to be where of is that if it's not a factory order, you may be restricted in colour and options choice ... if that bothers you

Chris

No difference at all. :eek: How the hell do you afford the insurance :confused:

I thought the plate would be the same because they change in March and September :confused:

If the debate is whether to get a 2005 55 reg or a 2006 55 reg, I wouldn't have thought it to make that much difference at all

It will be on the same plate , wont it :confused:

Yeah its going to be on the same plate, just was wondering if a car reg in 2006 (even tho its only 1 month after december) would make any differnce.

Managed to give car select a kick up the backside and in fairness the guy looking after my purchase has been superb, They came back to me and have managed to source one within 2 weeks. Same car spec (black)..

Insurance - ive got 1yrs ncb, 19 on friday and under my mums name for this car, so its just shy of

Insurance - ive got 1yrs ncb, 19 on friday and under my mums name for this car, so its just shy of

Do you mean that the insurance will be in your Mum's name but with you as a named driver?

I think he said that!!

Hope he doesn't crash into me. :eek: Make sure the car is also registered in her name. Not exactly legal.

Not exactly legal.

*cough* Fronting *cough*

Chris

The insurer's are getting wise to those games now. If you are investing circa 12K in a new motor then make sure you don't take any chances with cover. If you get it on HP and the insurance isn't quite right the HP company will be none too pleased either.

The insurance company is fully aware i am paying for the car, the car has been put into my mums name for the insurance purposes, my mum is the main driver, i am the named driver, my mums car has been put into my dads name and he is the main driver and she is a named driver, and finally my dads car is owned by his company.

Dont jump to conclusions about me not being above board. Im not some scally. There is nothing illegal about this. And dont say 'Hope he doesn't crash into me' is quiet rude, if i did your car would be covered.

The insurance company is fully aware i am paying for the car' date=' the car has been put into my mums name for the insurance purposes, my mum is the main driver, i am the named driver, my mums car has been put into my dads name and he is the main driver and she is a named driver, and finally my dads car is owned by his company.

Dont jump to conclusions about me not being above board. Im not some scally. There is nothing illegal about this. And dont say 'Hope he doesn't crash into me' is quiet rude, if i did your car would be covered.[/quote']

Jimb0 - Don't take offence mate, I don't think any one meant any harm, I certainly didn't. I was merely trying to point out for your own interest.

Despite the plate been the same between 2005 and 2006, the year will make a difference to the re-sale value, more so if you are planning on keeping the car for only 3 years.

The insurance company is fully aware i am paying for the car' date=' the car has been put into my mums name for the insurance purposes, my mum is the main driver, i am the named driver, my mums car has been put into my dads name and he is the main driver and she is a named driver, and finally my dads car is owned by his company.

Dont jump to conclusions about me not being above board. Im not some scally. There is nothing illegal about this. And dont say 'Hope he doesn't crash into me' is quiet rude, if i did your car would be covered.[/quote']

Thanks for the response, having gone through a similar set of circumstances with my son (18) over the last year, having tried 30 or more Insurance companies, none of which would cover the exact same circumstances, could you tell me the name of your Insurers, as I've tried them all and none would accept that situation.

Thats where the "hope he doesn't crash into me" comes from. Sorry if it offended you but bitter experience has taught me otherwise. Both of us ended up with financial loses when he wrote off his car and found that regardless of what the nice ******* in the brokers said he wasn't covered as he was the main driver of the vehicle and it therfore should have been in his name, yes they'll take your money but when it comes to paying out, thats the bit they are good at.

ah that sucks.

No we had to put the car in my mums name, just took a phone call to the car company as the car is still on order was a simple case of changeing the name.

Im going for getting the car in Jan, due to i dont quiet have enough for the deposit just yet with christmas buying just gone :/ and i dont want to borrow money off my parents.

Argh another 6-8 weeks :(

On another note, My birthday today so im off to tipple some fine ales and single malts.

Enjoy the car, I'm sure you will. It'll be worth the wait.

No we had to put the car in my mums name' date=' just took a phone call to the car company as the car is still on order was a simple case of changeing the name.

[/quote']

It sounds like for the insurance you are going about it the right way in terms of registering the car in Mothers name, that being the only car registered in her name etc.

However, you need to be very sure about the risks you are taking. If, god forbid, anything did happen with you driving the insurer would be perfectly within their rights to question who was actually the "main driver". Ways of ascertaining it:

(a) how do you go about your business normally (i.e. get to college or work)?

( does the car have any evidence of you using it every day / regularly (i.e. college / work car park permit)?

etc etc.

© is it clear that your mother uses your dad's car on a daily basis?

If they find that your mother is not the main driver they can void the policy leaving you up the creek :( Sorry to put a downer on it, but stating that your mother is the main driver when she evidently is not is misrepresentation and a court of law would rule against you if it could be proven.

By the way Happy Birthday.

By the way Happy Birthday.

OOps - Happy Birthday Jimbo

hehe thanks guys

Just sitting in business studies in collage, my friend have brought me 1L bottle of JD and a