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Motor Insurers now using delaying a claim clauses

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Had my renewal through and shopping around a number now have clauses about delaying a claim and making them aware of a claim.

Mostly you'll lose any rights to a hire car from what I can tell and any other related benefits when making a claim.

Seems to be clarifying terms and conditions about reporting any claim within 24 hours in the case of my current insurer.

Is this just a case of bringing motor insurance in line with longstanding home insurance terms and conditions?

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