I have been driving for just over 2 years and its insurance renewal time. I have 3yr NCB fom direct line as stated on their renewal notice, they gave me an extra year ncb when I joined them because I was over 25. Is this extra years ncb going to cause a problem with other inurance companies, for example I cannot use most of their websites as they say I cannot have 3yrs ncb when I have only been driving for 2 years!

IME, I switched from Churchill to Budget ages ago, and my Churchill renewal said 2 years' NCB, but Budget mistakenly thought that meant I now had 3 years' NCB, so sent out paperwork based on 3 years' NCB Like you, I'd only held my licence for 2 years at the time, but there wasn't any kind of cross-check...

Then again, I have over 5 years' now, so it makes no difference anyway! :ne_nau:

no mate, if the paper says you have 3 years then so be it.

Keep chtum if they ask you something and just refer them to Directline should they start asking questions.

Well Ive reinsured via Brentacre, pretty much for half what Im paying now, they said If its printed 3yrs then thats what it is.

i had 2 years ncb before i passed my car test from my motorbike, Norwich union were the only ones who would accept them.