Poor Soviet, not ready for tape measure!

[soviet]

Hi Good old Soviet here,

But not so old Soviet I think, and hope here.

It is now every time that I am turning on the TV here that I see advertisement for over 50 Death insurance plan. We have here Michael Parkinson, June Whitfield, and Cilla Black, and many more of these.

Mrs Soviet and I, are the old ones now, and we see this on TV, and so I say to her that there will be the knock at the door shortly, and one of these celebreties will be standing with the tape measure in hand, and the sickly grin on the face.

The last advertisement was with Liverpool Victoria here, for over 50 plan and there is the grey haired man sitting in the garden who is not the celebrity, and his wife or partner brings him a cup of tea, and I say to Mrs Soviet, I would have made a bet that that is a poison one, and I think that she has the tape measure in her pocket ready for this.

Mrs Soviet is then giving me strange look, and so maybe she has the tape measure in the pocket too.

Now that I am over 50, there are too many of the vulture birds making a circle I think.

Poor old Soviet;):eek::rotz:

[philc]

I get to 50 in a few weeks, and the Saga envelopes have started to arrive!

It's the end, I tell you!

Phil

[cjb]

You crack me up.

There's something serious to bear in mind about those plans though. many of them don't pay out under any circumstances except death (Ok, that's no surprise), but if you stop the plan and you haven't died yet, you lose all your money :(

Anyway, 50 isn't old, and 40 is positively young (says the man that turns 40 this year...)

[Gillywibble]

'I beat the insurance company!' exclaimed the pensioner as they nailed the coffin lid shut.

[MoggyTech]

I read the title of this thread and thought it would be about Viagra

[Tailhappy]

Don't forget the free clock if you take out the plan! You often see the man in these ads loking a bit sickly and the wife looking good for another 30 years. As my late uncle used to say "man is worked into the grave".

[Clunkclick]

My feeling is that, as long as you've got the discipline to save, you'd do better sticking the money in a building society account on a regular basis.

These organisations rely on the fact that the majority of people won't have the discipline to commit to regular saving during their life, then, come the big 50, suddenly realise they are 10 -15 years off retirement and potless

I can't see how it can produce a better return that a savings account, what with management fees and the fact that your contributing to a smaller fund (i.e less than the size of the average number of savings account in any one financial institution), unless, of course, they prepared to put the money at greater risk.

Of course the free-bee musical toaster may be beyond value.Doh !

Nick

[KenONeill]

Do not touch these life insurance plans with a bargepole, unless you can't get life cover any other way!

Oh and I'm still several years off 50, but still get these things mailed to me!!

[soviet]

I get to 50 in a few weeks, and the Saga envelopes have started to arrive!

It's the end, I tell you!

Phil

Hi philc,

I am having sympathy with you, but I give to you 5 years and the few weeks here.

Soviet:rotz::thumbdwn:

[soviet]

You crack me up.

There's something serious to bear in mind about those plans though. many of them don't pay out under any circumstances except death (Ok, that's no surprise), but if you stop the plan and you haven't died yet, you lose all your money :(

Anyway, 50 isn't old, and 40 is positively young (says the man that turns 40 this year...)

Hi cjb,

I am pleased here that I crack you up, but with serious side I am noow more towards to 60 yers than is 50 now.

I would not ever be doing these insurance plans, for reasons that you say here.

Regards for you

Soviet:)

[soviet]

'I beat the insurance company!' exclaimed the pensioner as they nailed the coffin lid shut.

Hi gillywibble,

As usual you are having wicked sense of humour, but not so funny for Soviet as he is now past halfway for 60 here.

Poor Soviet:thumbdwn:

[soviet]

I read the title of this thread and thought it would be about Viagra

Hi MoggyTech,

This could have been here, but when you are coming to my age you are woorying about different type of stiffness I think.

Soviet, but life is in old dog yet I think

[soviet]

Don't forget the free clock if you take out the plan! You often see the man in these ads loking a bit sickly and the wife looking good for another 30 years. As my late uncle used to say "man is worked into the grave".

Hi Tailhappy,

This is so true what your uncle says here as the woman have it so easy I think:rofl:

I need the clock that is always part of me to keep going here, I hope.

Soviet:rolleyes:

[soviet]

My feeling is that, as long as you've got the discipline to save, you'd do better sticking the money in a building society account on a regular basis.

These organisations rely on the fact that the majority of people won't have the discipline to commit to regular saving during their life, then, come the big 50, suddenly realise they are 10 -15 years off retirement and potless

I can't see how it can produce a better return that a savings account, what with management fees and the fact that your contributing to a smaller fund (i.e less than the size of the average number of savings account in any one financial institution), unless, of course, they prepared to put the money at greater risk.

Of course the free-bee musical toaster may be beyond value.Doh !

Nick

Hi Clunkclick,

Your explaination is serious one here, and i am aggreeing with you. May be there should be the free tin of musical beans to put on toast, for musical toaster.

Soviet:rofl:

[soviet]

Did Mrs Soviet then proceed to the kitchen to make you a cuppa? :eek:

...you're doomed! :P

Hi simbo99,

Thank you for help that you give me with my computer problem before here.

Yes beware of 'cuppa from Mrs Soviet time' now I think. I do not know how Mrs Soviet is making tea, as it is as if coming from the volcano here, and is bubbling and fuming, and I am needing asbestos gloves always.

I burn my mouth many times, and I always need to let it do cooling for 20 minutes.

So strange I think, yes and maybe I am doomed.

Soviet:):rotz:

[soviet]

Do not touch these life insurance plans with a bargepole, unless you can't get life cover any other way!

Oh and I'm still several years off 50, but still get these things mailed to me!!

Hi KenONeill,

You are correct here again I am thinking as these plans are not good, and I would not be touching them with a badgepole.

It is seeming that they are starting on you early here, by giving you this mail already, and you must beware of knock the door here and man with tape measure.

Regards for you

Soviet:rolleyes::eek::rotz::thumbdwn: