the green insurance company .anyone use them ?

[jamestay1]

my breakdown cover is due,I'm currently with autonational rescue which costs £66 but i've seen a company called the green insurance company which offers the same level of cover for £35.

anyone use green insurance ??

thanks

[mrgf]

Not used them but check it IS the same cover, and also, their response time as they may be quicker or take ages! In addition, check they offer other services like covering the costs of a journey home or to your detination, usually by train, and how many passengers that includes. Some even offer overnight accommodation, then travel expenses and european cover...

All worth taking into consideration.

[the mad monk]

do you use quidco? some usefull discounts on all sorts of stuff inc breakdown cover

[seagull]

Do Skoda not offer a cheap breakdown cover?I had a Mitsubishi before the Skoda and the breakdown cover once out of warranty was just £20 a year it had same level as cover as the highest level RAC/AA cover.

[Runswick Stag]

We have had several cars on cover with the green insurance company, only used them once on the octy when a rock went through the sump, and I have to say, fantastic service all for £23.00!!!

[delta925]

Until I bought this car, so have 3 years Skoda assist, I was with Autonational as £66 for everything the best deal I found.

For cars up to 6 years old if you don't go out of the UK Green Insurance looks a good deal if no silly exclusions or restrictions in the small print.

[snacr63]

I use Autoaid which is the insurance based cover run by the same company as Autonational rescue. £38 for the year which covers the insured and spouse to drive any vehicle. Full cover for homestart, roadside assistance, hotel cover, recovery to nearest garage, includes caravan or trailer. You can't get better cover for the money. It is insurance based so you call their national control room on freephone number, they send a local agent (my experince is there within 30mins) and you pay the agent in full by credit card. Then you send a claim form off to Autoaid and they refund you the full cost. Forget AA or RAC at £120+

[kiansdad]

I would leave the green insurance company well alone and not touch them with a bargepole

Their breakdown cover is provided by CALL ASSIST Ltd

I work for one of the 3 largest Breakdown companys in the UK. I also once had a policy with call assist. They frequently ask following recovery of a vehicle for proof that the vehicle has been repaired. They ask for proof in way of a garage invoice/reciept and if you fail to supply as such they charge you for the recovery of your vehicle. If you do your own repairs your well and truly stuffed

As per their terms and conditions the following ring alarm bells., THIS IS FOR THE LEVEL 1 COVER

THE CHOICE OF A SUITABLE REPAIRER WILL BE AT OUR DISCRETION. (IF YOU HAVE A 20 MILE TOW BECAUSE THEY CANNOT FIX IT AT THE ROADSIDE SURELY IT UPTO YOU WERE YOU TAKE IT PROVIDING IT IS IN THE 20 MILES)

Vehicles broken down WITHOUT Homecall ON THEIR POLICY, the AA, Rac and Green flag state vehicles within a quarter of a mile constitute a homecall. WITH CALL ASSIST IT IS A MILE. SO IF YOU BREAK DOWN IN THE TOWN CENTRE ,ARE YOU OR ARE YOU NOT A OVER A MILE AWAY, BECAUSE IF YOUR THREE QUARTERS OF A MILE FROM HOME YOU ARE NOT COVERED BECAUSE IT IS TECHNICALLY A HOME CALL

TOLL CHARGES, rac, GREENFLAG AND AA COVER THESE IF YOUR CAR IS ON A LORRY, TOLL CHARGES FOR HGV LORRYS ARE MORE EXPENSIVE THEN CARS. EXAMPLE HUMBER BRIDGE, WALLASEY TUNNEL

DOES NOT COVER THE USE OF SPECIALIST EQUIPMENT, some policies elsewhere do some dont

SO FOR EXAMPLE YOU LOST YOU CAR KEYS, AND YOU HAVE AN AUTO ELECTRONIC GEARBOX STUCK ON, CAR IS LOCKED AND NEEDS TOWING, YOUR CAR WILL LIKELY NEED 2 OR 4 SKATES AT £23 EACH AND 30 MINUTES WINCHING £40.

OTHER EXAMPLES, USE OF SPECIALIST EQUIPMENT USED FOR WHERE WHEELS FALLEN OFF, ROAD TRAFFIC ACCIDENTS, OR VEHICLES SITUATED IN PLACES SUCH AS AGAINST A WALL OR WHAT ABOUT YOUR STUCK IN MUD, SNOW OR SAND AND NEED PULLING OUT

MORE THAN 6 CALLOUTS A YEAR. OTHERS DO NOT ABIDE BY THIS.

ALSO CALL ASSIST WILL NOT TOW YOUR CAR HOME THEN ONTO A GARAGE THE NEXT WORKING DAY. EXAMPLE,. I BREAKD DOWN 10PM AT NIGHT HEAD GASKET OR ALTERNATOR ISSUE, I GET TOWED HOME. THE NEXT DAY I WILL RING AROUND FOR A GARAGE TO BOOK CAR IN. SO I NEED A 2ND TOW TO A LOCAL GARAGE. CALL ASSIST WILL TELL YOU TO DO ONE. AA, RAC AND GREEN FLAG WILL RE ATTEND. WHOM WANTS TO LEAVE THEIR CAR OUTSIDE A GARAGE AT 10PM ON THE OFFCHANCE THEY WILL FIX IT, AND HOW DO YOU GET HOME

IF YOU CALL THEM OUT FOR A PUNCTURE AND IT TURNS OUT YOU DO NOT HAVE A SPARE WHEEL OR AEROSOL, OR YOUR LOCKING WHEEL NUT KEY FOR ALLOYS , THEY WILL CHARGE YOU... Like i say i work for one of the big 3 and a lot of wheel change incidents turn out to be recoveries due to no locking wheel nut key, or the wrong one or the spare being bald/unusuable. In this case call assist will charge you for a recovery. rac, aa and greenflag would not

AND THE BEST ONE, NO COVER IF YOUR VEHICLE IS INSECURE. ok during the day my company would say if your windows stuck down and if safe to do so, then drive to a garage. But weekends and during the night, all of the big 3 would attend for an insecure vehicle

OH AND ANOTHER, IF YOU HAVE A ROAD ACCIDENT YOU MUST TELL THEM THE NAME OF YOUR INSURER. YES IT SAYS MUST !!!! IN ANOTHER WORDS THEY WILL BILL THEM. WHAT HAPPENS IF YOU DO NOT WANT TO INVOLVE YOUR INSURER

AT THE TIME OF THE CLAIM, I.E. BREAKDOWN IT SAYS YOU MUST, YES MUST ! SHOW PROOF OF PROPER SERVICING OF YOUR VEHICLE. I DO NOT KNOW ABOUT YOU BUT I DO NOT KEEP THIS IN MY CAR

http://www.greeninsurancecompany.co.uk/pdf/Roadside_online.pdf

[kiansdad]

AND THIS OUTFIT USES SMALL GARAGES THAT DO NOT USUALLY HAVE DIAGNOSTIC EQUIPMENT, SO IT IS A GLORIFIED RECOVERY SERVICE

AA , RAC AND THE NEW GREEN FLAG ANT VANS WHICH CAME OUT IN JANURARY, HAVE DIAGNOSTICS

CALL ASSIST, BRITTANIA,MONDIAL, GEM, AUTO NATIONAL AND INTERNATIONAL BREAKDOWN USE BACK STREET GARAGES WHOM WILL NO DOUBT TURN UP IN A BATTERED SPEC LIFT LORRY AND ONLY ARMED WITH A FEW SPANNERS.

[kiansdad]

THE GREEN INSURANCE COMPANY IS AS GREEN AS MY BEER, THEY ARE KWIK FIT INSURANCE WITH A DIFFERENT BRANDING.

BOTH OWNED BY AGEAS INSURANCE

[MiNiMaL_FuSS]

Are the AA not still offering silly cashback through qudico?

I know my AA insurance cost 49 for national breakdown and tow cover, and it has 42 cash back....costing me £7 for the year. Used it already when I locked my keys in the car!