Hopefully the replacement new beastie will appear shortly (well, actually the replacement for the replacement [detail: http://www.briskoda....-and-bad-news/]), so the question of how I'm going to actually get the money into the hands of the dealer comes up.

I'm curious if anybody has included a small credit card payment in order to get Section 75 protections (it is single item, it is between £100 and £30,000). Everything I read tells me that I don't need to make full payment on the card.

A small payment isn't really going to impact the Dealers margin significantly (otherwise I'd put the whole thing on my cash back card and clear the balance at the end of the month).

Is this too much palaver as Sale of Goods Act gives me rights also?

Why do you think you might need Sect 75 protection?

Car has a 3 year warranty, so that should cover all/most problems and otherwise you have the SoG Act.

Why? Belt and braces if I can get the 'braces' effectively for free....

I understand that. As an aside, I was told we get the same protection with our Visa debit card. Thinking back, we should have used it instead of paying by cheque. Can't hurt.

Always, always put at least £100 on a credit card.

Even better if you've got a cashback card!

Some dealers will limit the amount you can put on a CC before they add a 2.5% CC fee though.

It doesn't matter if you only put 1p on your credit card and pay the rest in cash. You're still covered under Section 75 AND your credit card company is 100% liable if anything goes wrong, even if for example you pay 1p on your credit card for a £15k purchase and £14,999.99 in cash.

The only stipulation where credit cards are concerned is the total of the goods must be £100 or more to get the full protection. This shouldn't be confused with meaning you have to put at least £100 on your credit card though. Does nobody watch Martin Lewis?!

It doesn't matter if you only put 1p on your credit card and pay the rest in cash. You're still covered under Section 75 AND your credit card company is 100% liable if anything goes wrong, even if for example you pay 1p on your credit card for a £15k purchase and £14,999.99 in cash.

The only stipulation where credit cards are concerned is the total of the goods must be £100 or more to get the full protection. This shouldn't be confused with meaning you have to put at least £100 on your credit card though. Does nobody watch Martin Lewis?!

That's something to be aware of - thanks.

Who's this 'nobody' that you're writing about and asking if they watch Martin Lewis though?

I had to pay £1000 deposit when I ordered my new car & the dealer accepted that on a credit card without quibbling.

I would always try to pay any deposit that way as protection against a firm going into liquidation before fulfilling the order - I can't foresee any situation where S75 would help beyond that, though, as it only covers for breach of contract or misrepresentation - both highly unlikely from a franchised dealer IMO.

Always a good idea in my book! I pay the max amount on the credit card that I can (usually around 3k), that gives me the protection but usually also earns me £30 in cashback also.