Bump up your excess aswell' date=' no point in paying for it, if you need to claim you sved it anyway, or a portion of it.

I max my excess...if I crash and it's my fault, I deserve to pay the price.[/quote']

true and I agree, only down side is if someone else smashing into you, in most cases you will still have to pay out the excess an then get it back. Or atleast that's what's happened to me in the past

true and I agree, only down side is if someone else smashing into you, in most cases you will still have to pay out the excess an then get it back. Or atleast that's what's happened to me in the past

I found that I didnt have to pay out for my excess. Maybe it depends on how quickly they want to get the job done? :confused: