In a few weeks am taking the car to a 'run wot ya brung' drag race affair.

ive done many track days before but always in someone else's car - porsche etc

So whats the correct way to go about this insurance wise?

I assumed a one day track day insurance policy would cover this but all quotes seem to be £90+

Is this normal? my whole years premium is only £300ish

Also a search on here found this:

 

http://www.briskoda.net/forums/topic/210259-usc-insurance-policies-cancelled/?hl=%2Btrackday+%2Binsurance+%2Bfor+%2Bsanta+%2Bpod#entry2482914

 

basically if you dont read it (or the link don't work)  a guy ran Santa Pod and got a phone call from his insurer next day cancelling his policy due to a 'spotter' taking his reg number

I find this very worrying so whats the best course of action?

thanks

Maybe give Sky Insurance a shout.

 

http://skyinsurance.co.uk/track-day-insurance

 

http://skyinsurance.co.uk

 

Your Current Car Insurance Policy might well have Exclusions, Motor Sport Events, Off Road Ground. Tracks and Courses,

So the possibility of your Registration Number on show leaving you with Cancelled Insurance is quite real.

* You will possibly Void your Warranty or Extended Warranty if you have one, there is an Exclusion there as well for Motorsport.*

Insurance for drag racing?  That's even less necessary than for a trackday....  What can really go wrong in a quarter mile thrash?

 

Anyway, if you concerned about "spotting" - slap some tape on your plates, or remove them. :P

Sadly the 46 year old Clio Driver that Crashed at the Crail Thrash in 2011 died of his injuries, but it is very uncommon.

I would hope the number of incidents in general is very low compared to a proper trackday.   The worst that I guess could happen is a popped tyre sending you into the wall if you can't handle the loss of traction.

 

I will certainly never get insurance for Santa Pod visits, not that I bother on normal trackdays either but then my car isn't worth much and I never risk life and limb.

99% of normal road insurance will not cover you for track days or santa pod type drag racing, that doesnt mean if you take part in any of it your cover/rest of the policy is invalid, it just means they wont pay out to fix yours, or a 3rd parties car. 

I would hope the number of incidents in general is very low compared to a proper trackday.   The worst that I guess could happen is a popped tyre sending you into the wall if you can't handle the loss of traction.

 

I will certainly never get insurance for Santa Pod visits, not that I bother on normal trackdays either but then my car isn't worth much and I never risk life and limb.

Except up the Horseshoe pass? 

What if I do get trackday insurance....

Will they ask who my insurer is or inform them of what I am doing?

It can't be that complicated,all the other cars there will be in the same boat surely?

No, if you get trackday cover it'll have nothing to do with anyone else, nor will they be interested. 

 

Almost everyone else doing it will not have bothered due to the small risks involved. 

Except up the Horseshoe pass? 

 

Technically it was DOWN the horseshoe pass, and it wasn't a trackday! :P   and was a bloody long time ago (over a decade now)

Can insurers really do that? Cancel your insurance because you did a track day?

 

That's a bit bonkers what you do privately in your car on private land isn't really their business is it? Unless you were fraudently claiming for damage done?

Exactly, which is why they cant.

Hi,

Please feel free to give us a try for track day insurance if you like. If you wanted to PM me your details I'd be happy to arrange for one of my quotes team to give you a call back.

Regards,

Dan.