Hey guys,

Been interested in the octavia estate Vrs for a while however I've not bothered to anything until today.

I went to Simpsons Skoda today in Preston and they offered me a pre reg candy white octavia estate vrs - base spec for £241 a month for 49months taking my 2010 meriva in part exchange. This is doing 5000 miles a year and on PCP so you have the three options at the end.

What do you guys think? They weren't pushy and I never negotiated, just said I want to go away and think.

Thanks

How much deposit and how much gfv?

My meriva is the deposit - offered at £2500. Vehicle is £25,630 reduced to £21,000 as its pre-reg. GFV = £11,767

Mm dunno might be worth getting a quote for new one, if my may maths is correct you'll be paying 4k interest , seems a lot to me , the new cars get the 2.8% apr deal

I see you have an Octavia Estate VRS on order, is that a cash purchase or PCP? - Sorry to be nosy.

 

He said the new one were £300+ per month on PCP?

Might be with only £2500 deposit

 

I'm putting the max 30% down and have pcp over 3 years with 10k per year , with the car I have ordered it is about £280 pm

 

The cost for the finance is about £1200 for three years, I usually buy for cash but the rate is so low its a better deal to use pcp like HP and just pay off the GFV (unless the car is crap)  .

Ok mate, no worries.

 

Yeah with £2500 deposit thats the best deal out there. In the grand scheme of things, looking at other car leasing sites and brokers it seems like a good deal. I just don't like paying the first price they give me. What do you think a realistic haggled figure would be including getting a few accessories or service plan/warranty chucked in would be per month?

 

I want to go back to him but not too soon, however I want to lay my cards on the table and give him my revised offer and see where that leaves us.

Seems reasonable at the level of deposit. Longer term counters against that I suppose, rather than a 36-month term.

 

Take a look on CarWow as it gives you an opportunity to compare deals across UK dealers.

I'm no expert here but using this it looks like they are charging you 7.9% , if you could get a deal for 5% you'd save almost £40pm

 

http://www.pcpcal.co.uk/

I got a good deal through Carwow , im sure an email to the dealer seeing if they could do a better rate might help , my local dealers wouldnt play ball though

They did find one in meteor grey with all the toys and optional extras, again Pre-Reg. But they wanted £289.77 a month for it. I'd happily take that for £236 a month but I think I'm dreaming? or am I?

There is a difference to base spec and fully loaded especially on the Octy 3 , easy to add 3-4k of options thats £80pm

They did find one in meteor grey with all the toys and optional extras, again Pre-Reg. But they wanted £289.77 a month for it. I'd happily take that for £236 a month but I think I'm dreaming? or am I?

 

Depends on your total cost of ownership calcs really. You can often tweak figures to adjust the monthly figure down, but deposit, base cost of the car or length of term has to give. Or a combination of all three.

I've just read on Simpson skoda website at the moment you can get an extra £4000 off or £4000 deposit contribution on octavia Vrs. That makes my deposit £6500 on a new car. Based in my calculations of the 2.9%apr finance over 48 months the pcp costs should be £210 a month...

Where did you read about the £4k?