I have had my 2 Octavias insured with Skoda through Allianz and have a 25 year no claims bonus.

 

Last week someone damaged my 8 month old vRS is a supermarket car park and just drove away leaving some scratches on the bumper I will not say on here what I think of them.

 

I have decided to pay for the repairs myself and I ring Skoda insurance to arrange cover on a courtesy car I am not claiming on the insurance. They then tell me it will have to go on my file as an accident and my premium will go up!!! They say I am more likely to have another accident now someone had damaged my car. I cannot believe this and have been on the phone for about an hour with them but they will not listen.

 

So I am paying for damage done by somebody else my premium has gone up and a note on my file and I have not claimed one penny from Skoda Insurance.

 

If anybody else is insured with them and pays for the repair do not tell them about it .

 

Has anyone on here come across this.

That's normal. You have an accident or a claim and it affects your premium next time round. The fact that you didn't claim on the insurance is of little matter because as far as they're concerned you still had an accident (albeit a non fault one). Quite why you thought to tell them is a mystery to me really....

Completely normal.

Whether you or the insurance company pay for it, it doesn't matter, your vehicle was still involved in an "accident".

 

Did they ask why you needed the loan car?

I bet you said because you'd had an accident or your car had been damaged.

Locked  already posted here:

 

http://www.briskoda.net/forums/topic/352541-warning-about-skoda-allianz-insurance/