My 2007 Octavia vRS TFSI has taken a substantial front impact at the NSF corner.  No structual damage and airbags didn't deploy, but bonnet, windscreen, grille, wing, bumper, light cluster and everything immediately behind are damaged.  Engine is good, but radiator may be damaged.  Car had done 90,000 miles. 

 

Car is valued at £5500, repair costs were £5200, so insurer has declared a Cat D total loss. 

 

Will likely take cash settlement from the insurers, but from other people's experience, it worth buying back the salvage and either:

 

 - breaking the parts privately?

 - repairing privately?

 

Haven't had a price from the insurers yet, but doing the sums, I'd estimate they'll want up to £1600 for it.

 

I would say if its lower than £1600 i would buy it back and i would use the rest as a large deposit for something new. 

 

You know your self whats its worth and how good cosmetic wise the car is got any pictures? 

I would buy back and fix yourself. Or buy it back and break it as there's very few being broken on ebay and none on here.

Sent from my Galaxy S5

I would buy back and fix yourself. Or buy it back and break it as there's very few being broken on ebay and none on here.

Sent from my Galaxy S5

 

start a thread see who would be interested in what and at what price and if you get enough and you know you have the buyers than its a win win  

Only you know if you have a Storage place while breaking it,

A Transporter or transportation for the car until fixed, the Skill to repair the car or contacts to do it for you economically.

Circumstances and the offer will obviously lead you to your conclusion.

 

£5,200 is a rather high Quote/ Estimate for the repairs if there is just the work and parts you are describing as required, 

So unless you can get that to half, ie £2,600 plus the £1,600 if you get it for that, then its at £4,200 and has been a CAT D but now repaired.

Are you actually getting £5,500 from the Insurance for it?

Edited 29 May, 201511 yr by goneoffSKi

Thanks for the replies.  Transport, storage and skills are all available, but it'll come down to whether the effort is worth the reward, i.e. the value from breaking the parts or a repaired but devalued car.  I've not broken a car for parts before, but can see the logistics of selling doors, engine, seats etc being a bit of hassle.  Will make a call once I've got a buy back price from the insurers.

 

The repair estimate seems heavy and includes some things that arguably might not be needed, e.g. new parking sensors and loom, tyre, alloy refurb, sound proofing.  The fusebox in that corner of the engine bay has also taken a knock, there were no obvious electrical problems, but they've added a bit on to cover that as well (probably just to cover themselves). 

Yes, they've assessed the market value at £5,500 (partially due to a long list of extras) and will pay that out minus my excess.

Have they told you what they would want for you to keep the salvage?