ChrisKnottIns

I'm at home but I've got an LV= policy wording here and there's no exclusion for bad weather. Why do you think you wouldn't be covered, especially as you've checked your policy wording? best, Nick

Briskoda members save £46 on average against their car insurance renewal by switching to Chris Knott*. Get a Chris Knott quote this month and you'll gain entry in our prize draw too. https://www.chrisknott.co.uk/news/car-insurance/win-nextbase-522GW-dashcam-0121/ QUOTELINE: 0800 819 9320 best, Nick *** *** Testimonials "Very good prices and very professional polite service" Cain U, Trustpilot "Regarding motor vehicle insurance, Chris Knott initially seem to be up there with some of best at offering good customer service and attention to detail around a cost effective policy. Of course the ultimate telling would be if I have to make a claim but so far so good and nothing to complain about." San R, Trustpilot "Perfect customer relations by real people in an office, not a call centre, made the transaction feel personal and it is indeed rare nowadays to find this quality treatment of a new customer." Sidney B, Trustpilot "If it hadn't been for the difficulty getting to talk to somebody this would have been a 5* rating... Fifth time lucky and yes we were talking to a very nice young lady who dealt with me in a very professional manner and actually called me back as she said she would. Once you get to talk to a body they are very helpful, definitely will be dealing with them again in the future..." James E, Trustpilot "Just renewed again with Chris Knott. Thanks again for providing a good quote. Not quite the cheapest this year but still the best value for money." The Panda Nut, Fiat Forum *mean average saving £46.06 against members' invited renewal premiums elsewhere, where disclosed, 01/01/20 to 31/12/20.

If you're gathering data for the uninsured losses, the claim hasn't been settled. Until liability is agreed and final settlement made, it will be classed as open.

If you've got a claim open it's unlikely we'd be able to offer a price I'm afraid. Have you considered using a comparison site for that, err, comparison?

Happy New Year! I'm Nick and I represent car club specialist broker Chris Knott Insurance on this forum. I'm here to help with any car insurance questions and to offer members competitive quotes. In 2020, CK customers saved 16% on average against their alternative renewal by switching to Chris Knott. To kick this year off we're offering members entry in our prize draw - just for trying us for a quote. So, if you get your car quote before the end of February you could WIN a Nextbase 522GW Dash Cam PLUS Sandisk 128Gb microSD Card - on-road protection for you as you drive. Full prize details: https://www.chrisknott.co.uk/news/car-insurance/win-nextbase-522GW-dashcam-0121/ Our quoteline is 0800 819 9320 or you can request a callback using the online form or the callback pop-up widget at https://chrisknott.co.uk/CarQuote. best, Nick By the way, are you following us on Facebook or Twitter yet? If not, please give us a follow: https://facebook.com/ChrisKnottIns https://twitter.com/ChrisKnottIns *** TESTIMONIALS *** "Got a reasonable quote on the BRZ so will be taking CK up on that. Even better was the other half's MiTo quote. Much better than LV='s multicar quote. Oh and Admiral's was a joke!" gazza82, GT86/BRZ Owners Club "Very good service with friendly staff and a great price." Keith James, Trustpilot "Fantastic service from start to finish." Glenn Goodman, Trustpilot "Good service by phone, and quick, too." Michael Denney, Trustpilot "I'm a Chris Knott customer and have been for 20 years or so now - real good people who will match like for like quotes." Manda Ponium, Twitter Mean average saving 16.5% against customers' invited renewal premiums elsewhere where disclosed. Period: 01/01/20 to 31/12/20.

In that quoted post I'm talking about options added to a new vehicle. On any other vehicle you should put it's current market value, ie. what it would cost to replace it now.

Happy Christmas from me and the rest of the team at Chris Knott Insurance. Thank you for your support in 2020! Here are the details of our end of year opening hours PLUS a [b]Breakdown Cover offer[/b] you might like to benefit from - especially if you're looking for a last-minute Christmas Gift for someone. https://www.chrisknott.co.uk/christmas best wishes, Nick *** [i]"Took out a policy with Chris Knott today. My renewal came through last month from my old insurers of nearly £600. Spoke to the very helpful lady here and got my insurance with all extras for £200 less. Over the moon. Definitely worth a try for any looking for insurance."[/i] [b]S31thy, Focus ST Owners Club[/b] [i]"Excellent service and advice over telephone. Easy to setup and take out car insurance."[/i] [b]Jon Eden, Trustpilot[/b] [i]"Great friendly service. Very efficient - saving me nearly £200. Thank you."[/i] [b]Evan Hand, Trustpilot[/b] [i]"Easy to deal with, and cheaper than renewing with my current insurer, so I'm very happy at the moment."[/i] [b]Tim Buxton Trustpilot[/b] [i]"Excellent interaction and detailed answers to questions. Ian quoted me a competitive price and apologised for time spent on hold although I thought it was much shorter than some. It was the best package price I'd been quoted, including breakdown cover, and I felt confident to buy."[/i] [b]Mr Penny, Trustpilot[/b]

Black Friday is great - but one-day deals aren't enough! That's why this year we're extending our discount so you can use in anytime during the remainder of 2020. 12 months' UK Breakdown Cover for the price of 11* Simply get a quote online or by phone and use PROMO CODE: SANTA226 to receive a discount on our comprehensive breakdown cover: - HomeStart - Roadside Assistance - Recovery - Onward Travel - Overnight Stay - 24hr Hire Car - Relief Driver - Message Relay - callouts for flat batteries, running out of fuel, accidental tyre damage and lost/broken keys included as standard Chris Knott's UK Breakdown Cover normally costs just £63 for a single vehicle. Use this promo code to get 12 months' cover for the price of 11 - only £58. There are other discounts for multi-car cover too. Quote & Buy online: https://www.chrisknott.co.uk/rescue/?ref=BFFO Get a phone quote: 0800 819 9320 Don't forget to mention/enter Promo Code SANTA226 to receive your guaranteed discount. best, Nick ** ** ** Chris Knott UK Breakdown Cover - Testimonial: "I can thoroughly recommend Chris Knott's breakdown service. I have it on both my vehicles (one 11 years and one 15 years old) and although I thankfully have only had to use them once, they were absolutely fantastic. And at a much better price than the 'big brands' too!" robt100, Briskoda.net *£57.75 is rounded to nearest whole £ = £58

Well that'll be down to the individual insurers, rather than us as a broker. Last time it was only Admiral and DL giving a flat £25 rebate. This was seen by commentators as more of a marketing effort than a refund for the reduced RTA risk, otherwise why a flat £25? Your fire, theft and vandalism risk (especially if the vehicle hasn't moved) is not reduced during a lockdown. The insurers we use instead offered to cover, as standard, the increased mileages of essential key workers and volunteer drivers. Of course, if your insurer does start offering refunds we'll be sure to pass those along.

IS YOUR CAR INSURANCE DUE SOON? This forum's insurance partner (Chris Knott) exists to help members like you to find a better car insurance deal. As we work predominantly with car club members and enthusiasts our insurer partners allow us to go further than perhaps a computer-generated rate would allow. By all means get your comparison site quote if you must but come to us afterwards and we'll be aiming to use that quote as the ceiling not the floor. In this run up to Christmas, you could also WIN a £50 Amazon Voucher to help with your shopping. https://www.chrisknott.co.uk/news/car-insurance/win-p50-amazon-voucher-november-2020/ Simply request a quote for a car we don't yet insure, during November, to gain automatic entry in this one month only prize draw. GET A CAR QUOTE: https://www.chrisknott.co.uk/CarQuote/?ref=nov2 QUOTELINE: 0800 819 9320 As we're feeling generous, you'll also be eligible for the draw if you renew an existing CK car policy with us this month. best, Nick Opening Hours: Mon-Fri 9am-6pm, Sat 9am-1pm. *** *** *** A handful of Chris Knott testimonials... "Speak to Chris Knott. Best insurer I’ve ever been with. Very nice people and extremely helpful. I could find nobody that could beat them on price or service." Richard Rigg, TTMk1OC "Very helpful and knowledgable broker." Adrian Paul, Trustpilot "Fast and efficient service." P Stanley, Trustpilot "First class service" Paul Layhe, Trustpilot "I've stayed with Chris Knotts for the last few years now on my modified 335D, they offer the most competitive price and you can always get straight through on the phone." James Fawcett, Trustpilot

Folks, I can't speak for YOUR insurers but the policies we issue (for insurers who include LV=) don't have any such exclusion. I too saw an article on this in the press and it seemed to be an excuse for the 'expert' they cited to get their name in the paper. They didn't add any substance to the headline beyond a recommendation that you check with your insurer. There were no examples of anyone being refused cover or claim payout and the main thrust of the article was about what was essential travel and how much the fines were. The only useful thing they said was that if you cancel your cover for lockdown, make sure the car isn't parked on the road as you could be prosecuted for that. If I hear anything different in the coming days I'll post it here. best, Nick

Hi, the club’s preferred insurance provider Chris Knott Insurance offers breakdown cover for vehicles of any age. See our post in the Insurance section about our current offer. best, Nick

The first lockdown proved that our systems coped very well with having staff working from home. In fact, customer feedback suggested you didn't even notice any difference in service, which is great. As we move into this second national lockdown from Thursday we just want to assure you that we're ready and it is still BUSINESS AS USUAL. In fact, we're announcing TWO NEW OFFERS as we approach the end of the year... *** DISCOUNTED BREAKDOWN COVER FOR THE REST OF THE YEAR As we enter the season of cold starts we figured you might be considering Breakdown Cover to protect your cars - and your loved ones as they carry out any essential travel. To help you, we're offering 12 months' comprehensive UK Breakdown Cover for roughly the price of 11 (£5 OFF) if you buy anytime during the rest of 2020. There are different discounts built-in for multi-car households too. Normally £63 for a single vehicle, on top of the usual breakdown features such as Recovery and Overnight Stay etc, Chris Knott's cover includes HomeStart, flat batteries, running out of fuel, lost or broken keys and accidental tyre damage - all as standard. You can get a quote and buy online using promo code SANTA226 or you can call us to arrange cover. GET A BREAKDOWN QUOTE: https://www.chrisknott.co.uk/rescue/?ref=nov1 "Had to use them again unfortunately yesterday - very efficient and recovery arrived with a flatbed in 35mins." Chris W, Volvo Owners Club *** IS YOUR CAR INSURANCE DUE SOON? In this run up to Christmas, you could WIN a £50 Amazon Voucher to help with your shopping. Simply request a quote for a car we don't yet insure, during November, to gain automatic entry in this one-month prize draw which will take place on 4th December. GET A CAR QUOTE: https://www.chrisknott.co.uk/CarQuote/?ref=nov1 QUOTELINE: 0800 819 9320 As we're feeling generous, you'll also be eligible for the draw if you renew an existing car policy with us this month. best, Nick Opening Hours: Mon-Fri 9am-6pm, Sat 9am-1pm.

Hi Warrior193, would you mind dropping me a PM with your real name and postcode so I can see what happened here? Never happy if we've let things drop through the net. I appreciate it's too late to win your business but would help us tighten up internal processes if necessary. Thanks, Nick

The competition is designed to encourage you to request a Chris Knott car insurance quote if your policy is due soon. If you're still unsure, check out some feedback about Chris Knott from those who've used us for this year's cover: "Helpful and efficient service, very competitive pricing." Rob F, Trustpilot "OUTSTANDING! This was by far the smoothest, easiest, problem free, most refreshingly straightforward transfer of insurance I've ever experienced in 30 years of driving. Chris Knott Insurance was able to offer me a superior level of cover for my Alfa GT, compared to my previous insurers, with a saving of almost 30%. I will definitely be in touch with them again when my contents insurance is due for renewal and my wife's car insurance too, as they offer multi vehicle cover." Steven S, Trustpilot "Honest, helpful and happy agent." Paul T, Trustpilot "Been with Chris Knott for years. They never fail to provide the best quote, even their renewals." D Chapman, Trustpilot "A very competitive quotation delivered without hassle - all in all a good experience" Anthony D, Trustpilot Give us a call for a quote and see how competitive we are for you (or complete brief details online): QUOTELINE: 0800 819 9320 ONLINE: https://www.chrisknott.co.uk/CarQuote/?ref=638 Our team is eager to help you find the best deal. best, Nick

To request a car insurance quote online instead, please complete brief details at https://www.chrisknott.co.uk/CarQuote/?ref=638 and you'll still gain entry in the draw for free Breakdown Cover.

Some insurers include a length of ownership discount in their rating calculations. If you switch to a new vehicle that factor is removed. That insurer MAY also have seen higher claims frequency or costs on that new model which could also skew the premium.

CAR INSURANCE OFFER We know we have to be competitive on price to win your business but how do we get you to request a Chris Knott quote in the first place? Bribery! Simple as that... If you value personal service when it comes to covering your lovely car and you want to be sure you'll receive any ongoing support that you need, Chris Knott should be on you list of car insurance providers to try. As an extra incentive for you to get in touch, we'll automatically enter you for our current draw if you request a quote before 31/10. You could WIN one of 3x Comprehensive UK Breakdown Cover policies worth £63 (3 prizes to be won). https://www.chrisknott.co.uk/rewards/2020/win-uk-breakdown-cover/ Simply call us on 0800 819 9320 to receive your special BRISKODA member quote and secure your entry. What's more, as a Chris Knott client you'll then qualify for extra discounts on your other policies PLUS our Recommend a Friend scheme. best, Nick

An insurance assessor would only ever look at the VIN at point of total loss claim - there'll be nothing noted on your policy itself showing options prior to that.

You chose them as factory options or you had them done after the purchase? If they're factory options I think I'm right in saying they should be listed against the VIN number, so insurers would know what you had on the vehicle. You'd use the invoice value as the value for insurance purposes. On Glass's Guide there's an option to add the options and that inflates the value from standard for checking.

REMINDER: Request a car insurance quote before the end of August to gain entry in our summer draw. https://www.chrisknott.co.uk/news/win-chemical-guys-best-detailing-kit-chris-knott.html BRISKODA QUOTELINE: 0800 819 9320 - please mention this group when you call to access special features and for the club to benefit.

CAR INSURANCE DUE SOON? Get a quote from partner Chris Knott before 31/8 and you'll be in our Summer draw to win this bundle... https://www.chrisknott.co.uk/news/win-chemical-guys-best-detailing-kit-chris-knott.html BRISKODA QUOTELINE: 0800 819 9320 - use this number to ensure you access our special facilities for the club's members. best, Nick