I've just had a very favourable quote from yourselves and noticed that there was an option for a personal accident/injury policy included but marked as optional. I couldn't help but wonder if any injuries that would cause this policy to pay out would already be covered in any claim made on a guilty party in the event of an accident? Is there some aspect of this additional policy that separates it from the above scenario and so makes it worthwhile?

Cheers!

I've just had a very favourable quote from yourselves and noticed that there was an option for a personal accident/injury policy included but marked as optional. I couldn't help but wonder if any injuries that would cause this policy to pay out would already be covered in any claim made on a guilty party in the event of an accident? Is there some aspect of this additional policy that separates it from the above scenario and so makes it worthwhile?

Cheers!

The difference is that the Personal Accident benefit pays out regardless of who fault the accident is so it isn't dependent on there being a third party to blame. Dan.

Cheers for the quick response Dan

not a problem. Hope i answered your question.

Dan.