i bought my fabia new in september 2006 using solutions finance and i took Personal Payment Insurance out on it.

one year ago i took out a separate PPI with a different company called employment insurance , so it would cover me for loss of job,sickness etc.

if i cancel my skoda PPI would i get some of my money back and do you think i should keep it ?

i'm finding ways to save money.

ps i've got 18 months of my skoda contract left (took finance over 3.5 years)

I doubt Skoda would refund paid monies, but it would certainly save you a bit of money each month.

Just ensure your 'employment insurance' covers everything you need, then cancel the Skoda one or vis versa.

you won't get anything back as you've paid for cover you've had and you might not save anything it all depends on the terms and conditions of the contract. check everything carefully before doing anything.