i received my renewal letter in the post from my insurer(priveledge) I'm now to pay £40 a month from sept. before I was paying £36 a month. I'm very confused as to why its gone up as before when I was with zurich each year it would go down a bit.

I have 6years NCD. And been with priveledge a year and not claimed anything and that includes no windscreen repairs or replacements

anyone know why?

I have found that each insurance company's renewal quote is a little higher than the year befores premium in the hope that you just accept it - DO NOT DO IT!!

Check price comparison websites and then contact them to see if they will match it?

If not go to the new insurance company.

Because insurance companys are all w*****s

Because insurance companies make money by getting people hooked on cheap premiums in year 1, and then pushing them up on the assumption that people are too lazy to move!

Just to temper the above slightly, once you've got full no-claims (five years' for most companies, even though many record more), your discount will bottom out and so the premium will start going up again year-on-year just as prices for everything else do. Not saying you shouldn't shop around and try to get them to reduce it, but it's not total daylight robbery, either...

Just phone around bud. I did, my insurance wanted £430 for a 1.4 Jazz. Got some prices went back and quoted £300 on the Furby and its 5 groups higher

Well I bounce between esure and swift cover. Neither match the new quotes so let me leave only to give me a better quote the year after. go figure.

I think they get a lucky dip of numbers and just pull it out at random!

I get a new policy with DirectLine each year as they are the cheapest for me, but only if I get a new policy and don't renew.

The stupid thing is that they know that I know, and all it does it waste my time, their time and lots of trees...(since they feel the need to send a complete set of documentation out with a new policy that you don't get with a renewal).

simplez

Try phoning them and ask them to better their price!

I'm with the pachyderm, First year £279, Come renewal they wanted £320, Phoned them and asked for a better price, Came back with £283.

Full no-claims protected.

If you don't ask you don't get. Plus there's enough competition out there that you'll find a price thats palatable

I was insured with Zurich and got a quote from LV and asked Zurich to match it, they said that they couldnt but give Zurich Conect a call and they will be able to match it???? WTF same company. Neadless to say LV got it!!!!

Simon

So how come when the car is one year older,worth £1k less and you have an additional years NCB it goes up?

Just shop around LOYALTY is not recognised anymore

National

Moved to Ice & Insurance

once you been on the price comparission site, go directly then to the insurers and get a quote off their site and watch another £20 come off.

After you've done confused.com, check the top few to find which has the best discount on quidco. I'll have a good bet it'll be MoreThan.

Just to temper the above slightly, once you've got full no-claims (five years' for most companies, even though many record more), your discount will bottom out and so the premium will start going up again year-on-year just as prices for everything else do. Not saying you shouldn't shop around and try to get them to reduce it, but it's not total daylight robbery, either...

Coupled with the fact that there are prices increases on almost everything these days and also the fact there has been a +60% rise in fraudulent claims in the past 12 months most people can expect to see their premium go up slightly.

As above, shop around and try the club insurers!

Yep, the bottom line is the increase in claims costs. Insurers now have to pay garages and bodyshops more than they ever have done before to repair the cars so they have to put everyones premiums up.

Shopping around will help though, but year on year the costs will still rise.

I've just had to pay 540quid insurance. I'm 30 with 13 years clean driving, no no claims due to working on and off overseas so it expired/

I initally thought it was my no-claims that was causing the problem until I bought my new car. Due to all my banking etc being done in the borders and having not changed my address to my new apartment, everything is registered in the TD poscode region.

I had to take out finance on the car registered to my home address there.

Finance company had inusrance as well, they called up and wanted to quote me, for the TD post code. 300pounds. I said I was thinking of moving to my apartment inthe North East how much would it go up by, 240 pound. 540pounds total

I don't live in the West end of newcastle, or down walker or pottery bank. I live ten metres to the left of the Gateshead sign over the river tyne. I live in a secure apartments.with electronic gates, security cameras, near verticle mud banks all around and absolutely sod all way of people getting in or out without really trying.

We are out in the country side.

P1ssed me right off it has.