My dad also has a Fabia vRS.

Car is standard and garaged overnight, he's an old fella - mid 60s - with full NCD.

Premium with The AA went from £404 to £850, underwritten by Liverpool Victoria.

Got the Meerkats on the case and they pointed him in the direction of a £450 premium for the next year.

With Liverpool Victoria....

Go figure!

AA were less than receptive to matching it so he told them to do one.

Thats happened to most people I know too.

Mine went down this year with the same company

Shows you how customer loyalty is rewarded. My insurer (ecarinsurance) is the cheapest for my area and gives £60 cash back on new policies. In my experience of using the same company a while back the new quotes were the same as the renewal quotes. But still with the cash back it would seem to make sense when renewal comes to cancel, start again to grab another £60 each year.

Crazy! When I renewed my insurance, LV were cheaper than any of the other options (via GoCompare, Meerkats, etc), by a fair margin once the 15% discount for existing customers was taken into account...

I had my renewal yesterday, my policy is through Adrian Flux.

Renewal was £280.70, up from £257.00 last year. Then I told them about a claim for a tyre blowout on my motorhome last year. Result: +£50 on the premium, up to £330.70. Still, nobody else can touch the revised premium, but I'm still annoyed that a tyre blowout claim is treated as a fault accident.

Such is life, some advantages to being "an old geezer" I suppose.

Any accident, even not at fault, increases premiums because you are seen as being more likely to make a claim than someone who has made no claims.