To keep it brief, I've got a multi-car policy with Admiral with the Octavia, SWMBO's Fabia and the Seat

I've just rung them to change it from the £1.5k Seat to the £15k (full price) Monte Carlo, wondering how much extra I'd have to pay, and........

.......I'm due a £19 REDUCTION

:party:

Swmbo got a reduction on her policy when she added me as a named driver. Her premium went down by £50! We were confused but happy!

How much safer is the Fabia compared to the Toledo though?

It's all to do with your age

I would imagine its down to the security/steal-ability, don't worry about it, just get out there and buy some more bling

How much safer is the Fabia compared to the Toledo though?

Probably not at all - the Toledo had ESP etc, etc, the Monte's just got ABS - I know it's new, but even so, the difference in potential payout is huge

Dont worry about it, just get out there and buy some more bling

Sorry to disappoint little 'un Matt, but this one's staying standard

Sorry to disappoint little 'un Matt, but this one's staying standard

He asked me yesterday if he can take a photo of your car to school for his show and tell He has told his teacher all about it (she owns a mk2 octavia vrs) and she thinks its funny that he knows more about it than she does

He asked me yesterday if he can take a photo of your car to school for his show and tell He has told his teacher all about it (she owns a mk2 octavia vrs) and she thinks its funny that he knows more about it than she does

No problem whatsoever

Probably not at all - the Toledo had ESP etc, etc, the Monte's just got ABS - I know it's new, but even so, the difference in potential payout is huge

I suspect the Fabie being a more modern car has better crumples zones etc and so better protection to both pasasangers and third parties -it injuries to flesh and blood were the high value claims come from not metal.

To keep it brief, I've got a multi-car policy with Admiral with the Octavia, SWMBO's Fabia and the Seat

I've just rung them to change it from the £1.5k Seat to the £15k (full price) Monte Carlo, wondering how much extra I'd have to pay, and........

.......I'm due a £19 REDUCTION

:party:

I'm insured with them for the retirement wagon. I only intended on insuring me but when I rang they questioned SWMBO's car, a C5. For me saying I would add it on at her renewal point I saved £500! Now to add hers on from Oct to July was way more than her anual renewal so I rung to say I wanted it taken off, expecting to pay the £500 back. No, £203.

New cars are so much cheaper to insure. I am sure this apply to most cars, a 3 years old Octavia is about 200 quid more expensive to insure than a brand new one with equivalent spec.

Could be something to do with the view that someone who buys a car for say £1500 treats it as disposible, doesn't mind that much if they wrap it around a tree.

Spending > £15k indicates a- that you're in a different socio-economic group and b- you're more likely to take care of it.