with out starting the petrol V's Diesel argument a question please

i left my car to have some scartches done the other day at the dealship i used

i collecting my car the sales guy came out asking was i looking to swap my car (obvioulsy wanting sales ...)

i said not really but he went on saying he had looked at some figures on my car and they could do a cracking deal on a Diesel DGS VRS hatchback with parking sensors, maxi dot, spare wheel and xenons , (i not got any apart from wheel)

deal was about £15 a month more then what im paying (im guessing if i pushed it i could get it down to closer what im paying)plus my tax is due at the end of this month so wouldnt have to pay that

just concerened i do about 10k a year, im tempted especially if i can get the figures lower just concerened about dpf filter blocking, reading on this forum some people with low mileage dont suffer and some people do ...

car would get a monthly burn up down the M5 to me parents and 2 or 3 times to centre parcs up north ..

and is the DSG with a diesle any good ...

ta

£15 per month extra for a brand new? Seems a bit of a no brainer to me

DSG is great with the diesel, and so far I've had no DPF issues

I would say the same. The deal seems like a no brainer to me

Cant comment on the DSG but ive only heard good if not excellent things about the new dsg box.

DPF is going to become a bigger PITA as time goes on. There will be a "fix" for it eventually. Even VW are now making changes to the ECU to biuld in more tollerance. As long as its gets a run or even a spirited short drive regullary you wont have any dpf issues for a long time.

If it makes financial sense and you fancy a new car then go for it. The DSG is pretty good - I miss a manual every now and then and sometimes the fact that the box always seems to be a gear too high too early in Drive but it's easily cured by using Sport mode and I might get it remapped anyway.......

Don't for one minute think you are going to see super economy out of it though - I struggle to get 44 in day to day mixed driving and it will take you a year to get the engine too free up a bit (10K seems to be the norm).

You get the benefit of a new car, new warranty and better resale - derv DSG is a winner in that respect.

I've not had DPF issues on mine but I've only had it 6 months and done 8K. My last VRS (pre FL CR) destroyed it's DPF at 15K but I mean destroyed as in it fell apart inside so thats a different matter altogether from blocking!

Great deal, I've done 9300 in 12 months and not had any DPF issues.

Talk him down a wee bit more and go for it

Go for it. What is your current car? I'm in the same situation. Took the fabia in for it's 1st service. Ended up ordering a octavia Vrs petrol for extra £40 a month and only £250 a year to insure and free servicing. I be lucky to do 5k a year so petrol is a no brainer for me. It will be just a weekend car for me. You shouldn't have a dpf issue as you said you do a long run every month

Well a new one is a no brainier as you will get free servicing as well - Mines on order you might want to look at the new black seats as well worth the extra £100.

The VAT deal did really work for me, also I was offered the Tdi cheaper than the petrol, due to the GFV of the car after 3 years.

So for me it was a no brainier, the most expensive way of buying one was a petrol estate and the cheapest one was the Tdi Hatch which I was more than happy with.

Roll on the end of March :p

When you guys all talk about 'x' amount more per month, are you on some kind of lease or PCP deal?

My boss at work keeps telling me I should do the same, pay a set amount each month for ever but get a new car every few years.

I tend to get a bank loan and pay it back monthly and after three or five years own the car.

Is there a better way? I've never really considered any other option as my annual mileage is quite high (25,000 miles).

You don't mention how old your current petrol vRS is but assuming it's a few years old I'm not sure I could resist a brand new car for a case of beer/month. For him to do the sums whilst your car was in and then hunt you down before you left suggests to me he really wants to sell you this car. As others have said I'd try to get even more off then bite his hand off!

Edited 17 February, 201214 yr by silver1011

When you guys all talk about 'x' amount more per month, are you on some kind of lease or PCP deal?

My boss at work keeps telling me I should do the same, pay a set amount each month for ever but get a new car every few years.

I tend to get a bank loan and pay it back monthly and after three or five years own the car.

Is there a better way? I've never really considered any other option as my annual mileage is quite high (25,000 miles).

If you take into account depreciation, especially with the mileage your doing, its quite surprising how much financial sense it is to take a car on lease payments.

Do the deal right and you get a new car every 3 years. You get the servicing included, a new warrenty, no MOT, basically as hassle free and the maximum safety net possible.

At the mileage you are doing per year when you calculate resale values against the amount spent in monthly payments it usually works out a lot cheaper.

Of course you dont own the vehicle and have no asset to show for you monthly payments but once you get your head around the fact that your "spending" that money each month through depreciation (and servicing) anyway it does start to make sense. As long as your monthly expenses claimed can cover the costs.

Having said that if you are canny you can do it the way you have been doing for years and make it pay with the added security of having an asset to sell if you had to.

Thanks, I will take a look at some options.

I know it's a very personal question but I wonder what the OP might be paying per month for a brand new DSG diesel vRS.

I know it depends on whether it's maintained or not and the annual mileage etc. but I'm guessing it must be between £400-£500/month?

Last year I got an £8K loan for my £9.5K vRS for £150 x 60 months.

Likewise for our £14K Scout a good few years ago I got a £10K loan for £300 x 36 months.

On the Scout example after I've figured in depreciation and servicing I probably wouldn't be far off a lease deal monthly cost.

For some like me that changes his cars as often as his pants the have it for 3 years and throw it back plan works for me, not everyone feels the same.

Saying that I have never had a problem with selling the cars for a profit before the lease term is up.

24 cars later and for me it works for others maybe not.

On the Scout example after I've figured in depreciation and servicing I probably wouldn't be far off a lease deal monthly cost.

I would think that will be exactley right.

The benefit is you get a new car every 3 years. Or what ever time plan you want to work to.

The hardest part is mentally accepting that you dont actually have an asset at the end of all those monthly payments but finacially you are actually no worse off (or theres very little difference).

Generally speaking, the lower the value or the lower the annual mileage of the car the less financial sense the lease option applies. By that I mean its usually better to buy the car and pay it off because the difference in resale value will actually pocket you more money over the same period of time. Especially if you know your stuff and buy a sought after car with higher resale values due to supply and demand factors. For Example: A scout

Of course there are exceptions to the rule :p

Great deal, I've done 9300 in 12 months and not had any DPF issues.

Talk him down a wee bit more and go for it

Me too, good bit of kit IMHO, I'd bit tempted too !! Infact I'd probably say yes & smile all the way home.

Edited 17 February, 201214 yr by HWMBO - Mark

You're just covering the depreciation on the PCP/lease deals I guess? It's not for me personally as I'd like to keep the car for a good while.

The CR TDI is good, I had no DPF issues in 30k miles with lots of town driving/short journeys as well. Can't say the same for DSG though. Plenty of problems with it (stalling/mechatronic failure/numerous software problems etc). I gave up in the end and traded it for a manual - Roll on the 1st March for delivery.

You may find that the DSG takes a little getting used too....?

I certainly did but then I am an old git who has never previously driven an auto of any sort....

DSG is excellent!

I wasnt keen at first but it really is good. Ive had the Diesel DSG and done mostly short journeys less than 6 miles and had no problems what so ever with it.

For £15 extra a month you would be stupid not to get it!

Really good car!

Great deal, I've done 9300 in 12 months and not had any DPF issues.

Talk him down a wee bit more and go for it

17k in 24 months and I've had no issues with the DPF either. My first DSG and I love it!

Might be a silly question, but does having a car on lease prevent you from, how should I say this......personalising it?

Bearing in mind it's not actually your car, and will ultimately go back to them?

I always thought this, and assumed you'd have to return the car to its delivered spec prior to return. I think wja96 has a heavily doctored TT which is leased, but don't know if the same is true of his Fabia vRS.

Do you mean lease or pcp? Nothing in pcp contract to say you can't modify the car and my dealer knows mine is remapped etc. I pay around £260 a month on mine. That was with 2k deposit I think and over 3 years. My last one was on a 3 year pcp but I changed after 2 years. Pcp is the way forward, treat your car as a monthly expense, forget about depreciation, no worries about selling it on etc.

Im exactly the same as Jonno!

I have PCP as well, they dont suit everyone but for people liek me who never keep a car for longer than about 3 years and in many cases less than that then it is a no brainer, pay a fixed monthly fee and job done, you never have to worry about selling it as it just goes back, hopefully make something against the final payment to make a deposit on your next one, get the new one to a similatr spec as you have at the moment and a similar monthly cost and away you go, agree it doesnt suit everyone but for many people it just works, the dealers like it as well as they have a constant stock of 3 year old cars coming in ready for the used car section so overall its win win all round!

Just been into my dealer this morning for a chat about changing over to a diesel and it is surprisingly cheap to change, only a few quid a month and that's going from same spec TSI to same spec TDI so some thinking over the weekend I think!!

£15 per month extra for a brand new? Seems a bit of a no brainer to me

DSG is great with the diesel, and so far I've had no DPF issues

Old Gold has got it spot on get the deal done quick if you can squeeze any more off him even better!

I'm clearly in the minority (of 1?) here but I can't see the point of changing the car so frequently. My '54 reg Octy II (1.9 PD) has 100k on clock and runs like new so I ask myself "why change for a new car with possible DPF issues and apparently worse economy?" and to be honest, I can't come up with a plausible answer.

Washed/waxed it today and apart from a few small stone chips it looks great.

I think I'll reassess the situation in 10 years time when it's got 200/250k miles on it.

Guess I'm just an old f@rt!

Each to his own.

Dave