Hellooo

Just had a quote of

Tesco usually pretty competitive

Tried Norwich Union Direct ?

Try DirectLine, Admiral, Endsleigh, Elephant, More Th>n in no particular order. Most of them have online quote engines so you can test the water before ringing them.

I still haven't found anyone cheaper than Direct Line for insuring young gents.

Although, my insurance is 4 times yours Jason, so you might find they just favour "high risk" cases!

Rob.

I probably live in an area where my car is 4x less likely to be nabbed/broken in to?

I'll give direct line by the way. Also - anyone else noticed that Elephant.co.uk is just admiral under another name - their online quote engines use an identical format!

I think a thumbing of yellow pages is on the cards (and no thumbing jokes, a la Graham Norton, OK?)

My age and insurance premium experience looks similar to yours Jason.

At 21, first car, no NCD, Direct Line (same as Tesco) were by far the cheapest.

At 24 with 3 years NCD under my belt I got better quotes from Axa and Eagle Star Direct (used both), and also Norwich Union Direct (didn't use). This was, ahem, a few years ago though.

Liverpool Victoria seem to be flavour of the month. Why not try them especially if you have plans to mod it?

BTW. No Claims does help. But it's a myth that your preiums go down when you hit 25

Originally posted by devonutopia in this post

I probably live in an area where my car is 4x less likely to be nabbed/broken in to?

Hence why I'm in the "high risk" category. Apparently my post

code is rated at 82 - where 99 is the highest risk. Pesky Oldham

riots probably didn't help...

Never found elephant.co.uk to even come close to a competitive

quote, which is surprising considering how much they must save

by not having a decent advertisement campaign...

You might notice some similarities between DL and Tesco too!

Rob.

Direct Line quoted me almost double what Norwich Union Direct did.

Don't trust the AA, they're nearly always more expensive.

Rob,

How did you get the info regarding your area 'rating'?I think that sounds like a helpful thing to know about where you live or if you were to consider moving to a particular area in the future.

Cheers

Hugh

When I phoned up to tell them I moved house, and they told me it would be another 300 pounds for

4 months cover, I demanded to know why. He told me they rate them 18-99, and that I'd moved from

a 47 to an 82, hence the doubling.

Jason - you could also try sites like confused.com and insureforless.co.uk as they search quite a few

insurers.

The AA are good at giving funny quotes, think I was looking at 6k for my Astra through them...

Rob.

This (from another forum) might help:

This is a CAR (not bike/van/house) chart.

Key to these codes is as shown below, and yes

Hmm...I'm a 4a, so that looks about right...

Quite bizarre how some areas of Plymouth are 1a and others are 7! :eek:

Rob.

:cheers: Direct Line did it for me. Tesco back everything off to them though so not sue what difference you'll see ?

EH47 - Linlithgow - 1a - not too bad at all

EH41 - Prestonpans, Longniddry - 7 - lowest risk

EH33 - Musselburgh - 7- lowest risk

How ?

Oops, there was me thinking it was sequential from 1 to 7...

Does seem strange that Edinburgh's so low though!

Rob.

Greg,

I know what you mean, I used to live in Musselburgh and cars get nicked, vandalised and broken into in certain parts of the town on a regular basis.Longniddry is an OK place but 'the Pans' I have no idea why thats a low risk as it seems to be similar to M'burgh for car crime if the Local paper is to be believed.

Cheers

Hugh

Jason

Work your way through the list of insurers in our web links. If you know of any which could be added, let me know.

Holy cow, I'm a 6a no wonder they're making me bend over!:ukliam:

Q that chart is amazing. I can see houses from my house that are 2 codes higher for being, just about, across the street! They must be gutted! I have always found Direct Line cheap and Norwich Union the most expensive insurance company. Maybe it has it's own areas it likes dislikes working on their figures for claims etc. I'm surprised some of Glasgow is that low! It's usually just behind behind Liverpool for "leave it chained down we will steal the chain too".