I have no experience of buying cars on credit. I've always bought outright with cash.

 

However, I'm toying with the idea of getting a facelift Yeti and it looks like it should be possible to get 0% finance on it. This might sound like a daft question but I just have no experience of such things - is it possible to negotiate a reasonable discount off list price (at or near broker price) AND get the 0% finance or are the two mutually exclusive?

Just found the answer...

http://www.briskoda.net/forums/topic/282508-drive-the-deal/

0% finance is cheaper than paying with cash as well. Good move if you can do it.

I wouldn't buy any other way, given the opportunity - got both of my Fabias on 0% finance AND VAT free at the time

I think the Octavia was 0% finance too

We did look at a Yeti Adventure but incredibly for a run-out model, it's excluded from the 0% finance scheme. Hopefully once the facelift is available to order, they'll still be doing 0%.