Have ordered a full set of Team Heko wind deflectors.

Not that bothered about quality.

For the price, its seems ok.

But interesting video here about its legality (applies to all EU?) and good comparison on Team Heko, Farad and Climair:

Good debate here too 2years old (or not):

http://www.civinfo.com/forum/styling/61246-team-heko-trash.html

I had heko ones and let water in

I had heko ones and let water in

nowhere in the instructions for fitting does it say 'let water in'

Lol haha , they distorted the door seals and let water in , I had to heat up the rubber and manipulated until ok

They're a visible bodywork modification, so a notifiable mod for insurance purposes.

They're a visible bodywork modification, so a notifiable mod for insurance purposes.

Does that include stickers / decals / badges / dice on end of aerial etc ?

Does that include stickers / decals / badges / dice on end of aerial etc ?

 

Technically, it includes anything at all that was not part of the car as it left the factory (or with some insurers, on the standard spec sheet).

They're a visible bodywork modification, so a notifiable mod for insurance purposes.

Rubbish

Total rubbish

Of course they are! Its no different to a bodykit

Mine are only held in place by friction between the doorglass and rubber window seals.

No more a bodywork modification than a GB sticker on the boot lid.

Intresting, Ive yet to deal with a insurance company who says a mod does or does not need declaring depending on how its fitted, yours must be different. Who are you with?

Tinting windows is just a film attached to the windows but it'd still need declaring normally.

I wouldnt bother. Only need to worry when you crash and they wont cover you lol

If you've had a crash it would only take a whole 10 seconds to remove them

While unconscious? Impressive I suspect after a accident the last thing you'll want to do it go round removing parts from your car. If you even get the chance, god forbid it were a fatal I doubt you'll get chance to touch the car before its taken for the police to examin.

"Accident caused by not seeing motorcycle approach from right"

Car arrives at insurance company to inspect, tinted wind deflectors non declared items, we ain't paying.

Cue large bill! For the sake of a phone call its not worth the risk no matter how small the chances IMO. Each to their own though.

I've heard of someone who got into all sorts of legal/insurance difficulties when a clip on wind deflector (sunroof, not window) came off and took out a motorcyclist.

If you had an accident the insurance company if they wanted to be funny could say it was a cause as your vision was obscured. Anything to get out of paying

an insurers definition of a modification is 'any deviation from the manufacturers standard specification'

so if you add these, they would be classed as a 'modification'

 

Same as suggested above by Huskoda, any change over standard spec sheet ie bodykit, alloy wheels or even an aftermarket stereo should be declared.

 

Thats from working for one of the biggest uk motor insurers btw and not heresay.

Thanks for that info, Oet. I've found that the safest way is simply to call the insurance company regarding anything that may or may not affect the cover. Even if they say they don't need to be informed, at least then there is a note made of the query and the answer. As they are taking the risks, it makes sense to ask their advice.

THe biggest problem with the 'different to the standard spec' part is when you buy a used car. The base specs change over time, options become standard etc and you can in all honesty have no idea if the car you are buying has had options added or things that weren't even options at the time retrofitted. Added to that, when you are asked for the value, you give a value for the car as it is, with all the features it has so I don't see why normal options should need to be declared. You can easily spec 15% more onto a new car. It would be insane to insure it for the base price and just rely on the list of 'modifications'.

You just be as honest as possible. If it transpires later the insurance company look at a car and it has climate control which was a option on that car but added as a standard spec later in the year then I doubt a insurance company could, or would try and get out of a claim. 

 

Many insurance companies dont need to be told of factory options but some do, I see no reason why you shouldn't if asked for the information. 

 

That said, it's pretty blindingly obvious wind deflectors are not standard fitment on a Fabia/Octavia/Superb. 

I know on bmw's you can get a list of what was fitted from the factory

I assume insurance companys can get access to most car's build date spec

So what would wind deflectors be classed as on the modification list?

"wind deflectors"? Each insurance company is different though