My previous insurance company offered me a nice deal if I insured my UK Octavia with them. They will insure it on the VIN number and I will receive all documents as usual including a green card. I know (based on previous experience )that this construction is allowed in some countries but I ‘am not sure if this is allowed in the UK.

 

Does somebody here has more information?

Edited 1 November, 201411 yr by mist

I'm not sure what your question is. But it sounds as though you're asking if it's possible for an insurer in another country (say Lithuania for example) to provide full time cover for the UK. Certainly, UK insurance companies usually only offer a limited time of cover for overseas travel (like 60 days perhaps) and as far as a "Green Card" is concerned, that's not really anything you should need to worry about. I would be more concerned with having correct cover rather than a (virtually worthless) card which confirms you have the basic minimum cover required for the country you're in. Better to extend full cover for all the EU countries you're traveling / driving in.

 

However, insurance questions can only really be answered categorically by the company who provide you with insurance. Asking randoms on the internet the question will get many differing answers, some or none of which might be incorrect.

ANPR won't like it...

ANPR won't like it...

yep, expect to be stopped everytime a patrol car picks up your reg

Are you living working and driving in the UK (offshore) with a full EU Driving licence,

wanting to Insure the UK car in the UK,

& asking about the Cover when the vehicle is not in the UK, not just away on Holiday / Work but Exported?

 

Or are you asking about using a Mainland EU Insurance policy,

to drive the UK Registered car in the UK.

 

george

My understanding is if it's on UK plates it must be insured with an insurer who can update mid with the car reg.

If registering a car in the UK like myself moving back from Holland this year, even though I had a massive insurance policy for the car on VIN to be driven by anyone with an EU driving licence in any EU state and a pile of other countries like Russia, Israel and even Iran at fully comp. DVLA requires the vehicle to be insured on the VIN by a UK insurer. And that was a UK purchased and registered car which I exported and was returning with. 

As others have said ANPR will be a nightmare, it used to be a big pin in the balls when I drove in GB in mid 2000's as my car was registered under the DVLNI (Northern Ireland) and ANPR couldn't figure it out so my car came up as no registered keeper, no tax, no MOT but could see insurance. ANPR being much much more big brother today, I would dread to think what it would be like! Carrying all your documents never made a difference for me, even my tax disc traffic police would refuse to look at, let alone insurance certificate (before days of printing it yourself) and V5C(NI) In 2007 I was stopped on way to ferry and they had to contact their liaison person at station to call DVLNI to confirm but this took nearly an hour, wouldn't call direct themselves or allow me to do so on speaker............   It was a crap system and they apologised from start to finish about it and I was 2nd one they had stopped that day from NI.

 

Looks like a no go reading around, taxing your vehicle in England, Scotland and Wales obviously you can'y do on phone or online with a foreign certificate and would therefore be falling back on Post Office, but on the Post Office web site it says you do not produce the certificate to them any more either as they will be using MID............ 

 

Also found this on findlaw.co.uk 

 

 

Insurance cover needed to tax your vehicle

 

In order to tax your vehicle, you must have insurance cover that:

 

covers you against third party claims for death or injury and damage to property caused by using the vehicle

covers your use of the vehicle for taxing purposes

is valid on the day the tax disc comes into force

The insurance policy for your vehicle may allow you to drive any other vehicle with the owners permission. However, your policy cant be used as evidence of suitable insurance to tax any other vehicle.

 

If your insurance cover for taxing purposes isnt clear, you may need to provide additional evidence. Please contact your insurance company for advice.

 

Insurance certificates and cover notes

 

These are usually a printed or laser-printed document, or a plastic credit card style document.

 

The following documents aren't acceptable:

 

policy schedule

renewal notice

receipt for payment

amended certificate or cover note - unless stamped or initialled by the insurer

legal protection policy certificates

foreign certificates

photocopies or faxes

insurance certificates downloaded directly from the internet by the policy holder

Green Card (International Motor Insurance Card)

"Foreign certificates"... Wonder if a foreign insurer is able to provide a proper "UK" service.

"Foreign certificates"... Wonder if a foreign insurer is able to provide a proper "UK" service.

Would that be service from an Indian call center?

Foreign co's almost certainly can't update the MID so this won't work...

"Foreign certificates"... Wonder if a foreign insurer is able to provide a proper "UK" service.

 

Better than UK service in most cases with actual comprehensive breakdown and recovery services, then international companies who are set up in all countries like Mondial Assistance to handle all accident side of things on their behalf. There are plenty of insurance policies ironically in the UK which are underwritten by non UK companies, well international non UK originated but with a UK registered division. In the free/open market that is the EU goods and services should not be restricted in this way, but due to the UK liking to be different our own systems we have put in place long after this is meant to have become so, are conveniently incompatible