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Best Warranty?

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Hi all,

 

Either way, whether it be a Skoda or not, I'll be buying a used car.  I'm a bit nervous buying a car that has zero warranty on so would be looking at extended/aftermarket warranties.  I'm going to call Skoda later to see what they could do on a used car that is out of Skoda warranty, but in the mean time, I'd like to know which companies you'd recommend or stay clear of.

 

Thanks!

Edited by planehazza

For a Skoda,

You can buy a 'Skoda Approved Extended Warranty', provided by Car Care Plan ltd, from a Dealership or Skoda UK.

A 2 year one might be the best value.

There are age and mileage conditions, so check,

& T&C's on Modifications, Commercial / Business / Hire & Reward uses, so really be sure it suits.

 

?

What age & type of car, and Mileage?

Alternatively put what you'd pay for a warranty into a savings account / under the bed.

It's there if you need it and still there if you don't.

Warranty companies manage to squirm out of so many claims these days. Why pay for their Christmas party too?

If you happen to have a Car with a Volkswagen built Engine,

1390cc Twincharger 132-136kw minimum built 2009-2014 you will need to save lots into a savings account 

if running without a Valid Warranty to cover the £4000 a Engine Replacement might cost,. or the £2,500 for a DSG.

  • Author

How frustrating.  Just spoken to them, and Skoda would only add warranty onto it if they inspect it first and have any faults fixed at my cost first.  In other, they would find non existant faults, charge you loads then exclude anyway most likely...

 

Are any third party companies at all reputable?

What Age & Mileage of car, because if it has a Full Main VWG Dealer Service history & a MOT done with a VWG Dealership

then you might expect all Warranty or Service Campaign work will have been done,

& Inspections & reports done at the Services.

 

If no Full VWG Service History then you can understand the reason for an Inspection.

(& if it was a Skoda Approved car you might well also need an inspection, since they do not seem to always, 

yet they stick Warranties on them.)

  • Author

It has FSH, but tomorrow I will get to inspect the paperwork in depth.  I think it isn't Skoda serviced so I think my best option is to just put money aside, and perhaps have the chain/tensioner checked or event replaced periodically.  Of course there are many other items that could fail, but hopefully the paperwork will give some indication as to how likely it could be.

There aren't many warranties that would cover a complete engine or gearbox replacement.

 

Check the small print, and there is lot's of it - for good reason, to allow them to get out of the vast majority of claims.

 

Warranties that include 'subsequent damage' are all but gone.

 

To give an example, after a catastrophic engine failure it is discovered that the cause is down to a broken swirl flap from the inlet manifold that is ingested by the engine, or a blocked oil feed hose which starves the engine of oil.

 

The warranty company writes you a cheque for £48.99 for the inlet manifold or new hose. The £4,000 for the replacement engine is down to you.

 

A warranty is an insurance and there is only one winner in the insurance industry, and that is the insurance company.

Indeed. When the injector went on my S-Max the warranty covered the injector but not the assosiated pipework that was also required to be replaced. In the end the dealer had to foot the bill.

  • Author

Cheers all, mind made up and standing order between my accounts has been created.  £50 per month a reasonable amount do you think?

 

In other news, I viewed said car this morning and am VERY impressed.  Subject to a more car tech savvy inspection (hopefully from my friend), I'll be buying it this weekend! :D

Sounds sensible to me.

 

OK, if you are unlucky enough to suffer a big bill in the early period then you are still going to have to find some cash to pay the difference but £600 will create you a nice little buffer against unexpected bills over a couple of years.

 

Depending on how long you intend to keep the car any funds remaining will offer a nice little deposit on the next car!

Can you say what Model, age & mileage of car you are talking about.?

  • Author

Can you say what Model, age & mileage of car you are talking about.?

 

It's that one in my other thread.

 

Octavia vRS face lift.  59 plate, 60k miles, FSH, no MOT advisories. Only previous advisory that I saw on the paperwork was the rear tracking needed recalibration causing faster wear on rear tyres - from my research on here, it is a fairly commonish issue, but easily rectified.  No faults that I've seen thus far, but I am going back at the weekend with a friend who builds kit cars and knows much more than I do.  Car had tensioner fault at 48k, but did not occur when running.  Parts were replaced, and was verbally told it was the new, revised part fitted.

 

I took the V5c number to check history online, but I stupidly took the serial number instead of the document reference nubmer by mistake, so I'll contact the seller asknig for that.  Going to do HPI check today, but TopCashBack site is playing up and I want my 31% discount :D

Edited by planehazza

A Skoda Dealership or Skoda UK Customer Services can tell you the cars Service and Warranty History, it is on the Computer Database if done at Franchised Dealers 

& that will show if the Tensioner was done under the Manufacturers Warranty period.

  • Author

A Skoda Dealership or Skoda UK Customer Services can tell you the cars Service and Warranty History, it is on the Computer Database if done at Franchised Dealers 

& that will show if the Tensioner was done under the Manufacturers Warranty period.

 

It was done outside of warranty as was paid for by the current owner.

I purchased 2 years of cover with the Skoda Approved Extended Warranty and Assistance for my Octavia II 4X4 just before the original warranty expired in Dec 2013. In the first year of that extended warranty (which cost £600) I have had the complete rear-axle drive (differential, Haldex and ECU) replaced following an oil leak from the diff, and also a front wheel bearing. The cost to the warranty company, which met both bills in full, was over £3200 and would have been considerably more had I not had cover. I still have over £16,000 of cover remaining. The jam jar method of self-insuring would not have worked for me.

  • Author

Yes but you had the option of skoda warranty, I don't without forking out a potentially huge upfront cost :/

What is the potentially huge upfront cost of the 'Skoda Approved Used Warranty', a 1/2 inspection @ about £50, 

& having any outstanding faults fixed at cost,

or having a Service & Inspection with Report for £120.

 

It would be fraudulent of them to find 'non existing faults' as mentioned in post #5.

 

If there are outstanding faults now,

then they need fixed anyway, or any 'Warranty' you buy from anyone could be Void rather easily.

Edited by goneoffSKi

I took the warranty above out just before the manufacturer's warranty ended. The car had a full Skoda service history and no inspection was required.

As i did on a 2 year 'Skoda Approved Extended Warranty.'

 

& as other MK2 Twincharger Owners have, and they have had new replacement engines with Invoiced costs over £4,000,

& some have had Engines & DSG replaced.

 

There are some Briskoda members that had Non 'Skoda Approved used Warranties'  but from other Companies 

& Warranty Providers

and these Warranty Providers were saying the cars had Known Faults because the Manufacturer had 'Breather Pipe / Valve mod & ECU update done', because of reported Oil Use issues on the Engines that the VWG knew were failing in some cases.

 

So in some cases 'Skoda' & Warranty Companies seem to have come to some agreements,

possibly these involve 'Skoda' covering costs & providing replacement engines.

VORSPRUNG DURCH TECHNIK.

The Volkswagen way, shhhh,  say nothing, nothing here to see move along.

 

Sadly other owners  with 'non'   Skoda Approved Extended Warranties are stuffed and the Warranty Company are not interested,

& some have very poorly cars.

Maybe cars worth £7,500-£9,000 as a trade in or private sale,

but which need a £4,000 Engine & £2,500 DSG replaced to be of merchantable quality & properly usable.

 

http://revotechnik.com/support/technical/14tsi-twincharger-engine-issues

Edited by goneoffSKi

My 3 year from new warranty (Fabia Mk 2 Vrs) ran out in June 2014 and was deliberating for ages until I found advice on briskoda (goneoffski) I was soon back at my dealers for full inspection and 2 year warranty like George says £600 is better than new engine or Dsg gearbox £6500 imho [emoji106]

Lock yourself in a quiet room and read the small print would be my advice.

Good advice,

but then those that have Bought & then used the 'Skoda Approved Extended Warranty' and had the New Engine installed can rest easier knowing it was money well spent.

 

?

What was your experience when you had to make a claim?

Was it you personally that had a Claim Rejected?

Edited by goneoffSKi

That is the benefit of a approved Skoda warranty.

 

A Skoda car with full Skoda history suffering a well documented issue in a Skoda main dealer. Skoda UK and the franchised dealer is involved and the repair costs are covered.

 

Take one of the many other warranties at a non-franchised dealer and things change very quickly.

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