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Insurance company sinks to new low trying to avoid paying out

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http://www.bbc.co.uk/news/uk-wales-south-west-wales-31064998

 

Perhaps the response to this should be for consumers to to phone the insurance for advice on any modification? My car was only supplied with 1/2 tank petrol. If i fill the tank, is that a modification? What about the cloth I have in the side pocket? Or the CD in the player?

 

Have all you guys with a Briskoda sticker "fessed up"??

 

When will these people grow up? :no:

But surely emblazing your car with Christ must be saviour, and Christ for me stickers is more likely to attract attention from unsavoury characters/ vandals and therefore should be declared to insurance.

Nips out to remove Briskoda sticker from rear window...

...then sits down with bag of popcorn to await Darrell's take on this.

Edited by DGW

Having God behind her is probably worth more than a Stage 2 :ph34r:

Glad I've already removed the dealer stickers, dealer badges and dealer number plate surrounds from mine....

  • Author

But surely emblazing your car with Christ must be saviour, and Christ for me stickers is more likely to attract attention from unsavoury characters/ vandals and therefore should be declared to insurance.

 

It could well attract the attention of the grammar police! "Christ must be saviour" - where you you start?

Thing is, if she's a vicar as the article says, and she's presumably using the car for work, then it's essentially signwritten for business rather than being a decorative sticker?

Edited by StevesTruck

  • Author

Glad I've already removed the dealer stickers, dealer badges and dealer number plate surrounds from mine....

 

Which is interesting, because the last company I spoke to said that if it same from the dealers like that, it's not a modification. So you'd better make that call.......

  • Author

Having God behind her is probably worth more than a Stage 2 :ph34r:

"What have you got under the bonnet?"

 

"Jesus Christ!"

This is going to sink the company that makes those yellow diamond car stickers that read -

'Dads Taxi' & 'My others cars a Porsche' :D

Which is interesting, because the last company I spoke to said that if it same from the dealers like that, it's not a modification. So you'd better make that call.......

Not wanting to get into the whole 'what's a mod?'' debacle, but some insurance companies insist you declare all optional extras over base spec, factory or dealer fit.

Edited by 999pooch

Do you reckon that in the event of an accident she'll claim it was an act of God?

Thing is, if she's a vicar as the article says, and she's presumably using the car for work, then it's essentially signwritten for business rather than being a decorative sticker?

 

Private policy or Business use? Bet she picks the old dears up for Bingo and jumble sales in the local village hall

Surely she would qualify for a discount? If I saw that I'd immediately think 'Nutter alert' and stay well clear.... makes it more unlikely she'll be hit by other drivers IMO, so less of a risk.

*She was warned "the policy may be declared void."*  

 

Well God might have been her saviour & May might follow April.

Surely the big man would sort the damage out for her?

 

Change water into diesel, smite the insurance company etc

 

No?

Did Top Gear declare the paint on the cars in America?

Did Top Gear declare the paint on the cars in America?

No probably not

And look what happened to them!

I don't think the insurance company are being that unreasonable, the policy booklet specifies that they should be informed of cosmetic modifications such as alloy wheels, spoilers and bodykits (not an extensive list) - there's a clear difference between small stickers in the window and large decals over the car, the BBC doesn't show the much larger one which covers most of the bonnet.  I suspect if I put similarly large racing decals on my car or marked it up with my company logos that the insurance would similarly view that as a modification that I should have declared.

 

John

It wasn't just stickers, she was using the vehicle to run a soup kitchen, hence the small mention of an extra cigarette lighter in the back. I'm not saying it's not a charitable thing to do, but it's not quite in line with social, domestic and pleasure

She was on Radio 2 today talking to Jeremy Vine - the sump was stolen, and it looks like her insurance is paying out - she sounded like a bit of a crack-pot, but it would be a boring world if we were all the same. A good point was raised that some people might find the graphics on her car offensive (and not just the grammar), which might make it more prone to vandalism.

 

She said that her car was a rare model being a 1.8 and that someone may have pinched the sump because they'd smashed theirs which is entirely plausible.

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