Anybody else taken this out and had any experiences with it? I've got 19" extremes and thinking it maybe a good idea.

£149 for three years I think

Ah, I misread this, thought you were asking about alloy wheel centre covers!  Anyway, a couple of days after buying my Audi S4 secondhand, I got pestered by Audi financial services over important things like "alloy wheel cover" - I thought about it for 5 minutes, thought it might be a good idea, read the exclusions and placed that letter in the bin.  I could not quite see what proper area of cover it gave me to be honest, now I'd reckon that Skoda alloy wheel cover, over two years later probably comes from the same bunch of monkeys?

Yeah I want to read the small print first as these things are never as they seem. Sales people blar it up with out the actual facts.

Also shop around, after all its just an insurance.