Need To Give Car Back

Guess it will depend on your specific finance circumstances.. deposit etc.

If you took the Citigo with a very low deposit - the dealer may be able to offer something to roll the neg equity into a new finance deal - but you will be paying over the odds for your next car.

I went through this just before xmas with my citigo, and came out with the conclusion to just keep hold of it another 12m until i can VT it - otherwise circa 2k would be added to the new finance deal which pushed the payments up on a new car by over £100 a month.