Insurance switch and NCB query....

[Ryanfsr]

Hi all!

Picking up a new car on Saturday and of course, I'm going to have to take a new policy out in order to get it home.

The reason I'm taking a 'new' policy out with a different insurance company is because my existing one with my current car is a 'modified' policy.

I have already spoken to my current policy holder (Adrian Flux / ERS), and because the new car is 'un-modified', the premium would jump up to silly amounts!

The question I have is regarding my NCB.

I have built up 3 years NCB on my current policy (4 years come mid August which is the renewal date)

Can I insure the new car and use the 3 years discount from my current policy on the new policy I want to take out; whilst still allowing my current policy with Adrian Flux to run until it expires?

[Rustynuts]

All insurers have different ideas and suchlike about what you can do. Pointless asking the question on a forum, when in reality only a broker of insurance representative can speak, and even  then only for their own policies. Ask any of the sponsors, although clearly adrian flux wouldn't be any help.

Edited 7 July, 2016 by Rustynuts

[Great Yeti]

Have you thought of this............LINK  Complimentary (Free) insurance from Skoda for 5 days!

 

It get you home as you mentioned, and worth asking your dealer about..............Tony

[ChrisKnottIns]

If you'd like us to quote we can mirror your bonus from the other car onto the new one so both can run at the same time and you'll get what's called an introductory discount. You'd then just tell us when the bonus was no longer needed on the old vehicle and we'd allocate it to the new one in it's own right going forwards. Does that make sense?

 

best,

Nick

[ChrisKnottIns]

Oh and if it's a new new car, have you thought about GAP cover? https://www.chrisknott.co.uk/GAP/?ref=638

[DAN@ADRIAN FLUX]

Looks like Nick has beat me to this, but yes many insurers let you 'mirror' NCB across to a second vehicle to save you having to transfer it. If you wanted to PM me I'd be happy to look into your quote and see if there is anything more we can do.

Kind Regards

Dan

[Ryanfsr]

If you'd like us to quote we can mirror your bonus from the other car onto the new one so both can run at the same time and you'll get what's called an introductory discount. You'd then just tell us when the bonus was no longer needed on the old vehicle and we'd allocate it to the new one in it's own right going forwards. Does that make sense?

best,

Nick

Cheers Nick! I spoke to Ian today at Chris Knotts.

He explained this to me also! Did a quote; quote came out better than any comparison site figure, and I'm now insured through yourselves!

Nice to speak to someone on the end of the phone that was able to answer my questions so quickly. Great service! Thanks!

[ChrisKnottIns]

Well that's great, thanks very much. See you at the National?

 

N