I got an email recently offering the above.

 

So I thought I would check it out.

 

 

SKODA extended warramty says for the All Component Cover option

 

We will pay for the costs of repairing or replacing the factory-fitted mechanical and electrical components of your vehicle that have suffered sudden failure during the period of cover subject to the maximum claim limit and the terms and conditions of this policy.

 

It then goes on to say

 

We will not pay for: 

Airbags,
batteries,
non-Xenon and non-LED bulbs,
exhaust systems,
water ingress (including damage to covered parts caused by water),
wiper blades,
wheel balancing and alignment;
wiring,
wiring looms,
connections and fuses,
wheels and tyres. 
Any losses or damage to components that are not directly covered within the terms of this warranty. 
All bodywork components including encased aerials, paintwork, glass, seals, sunroof assemblies, soft top roofs, and any component, which may require adjustment from time to time. 
Body panels. 
Catalytic converters and diesel particulate filters. 
Diagnostic time of any type (unless incurred as part of a valid claim). 
Routine servicing (all components replaced associated with routine servicing are excluded). 
All adjustments, cam belt timing, diesel pump timing or cleaning. 
Components that are not of a matching quality to ŠKODA approved components. 
Seat frames.
Gas struts. 
Strikers and hinges. 
Brake frictional material. 
Clutch frictional material. 
Constant Velocity (CV) boot gaiters. 
External oil leaks (unless it requires the removal of a major component e.g. Engine, Gearbox, Rear Axle),
lubricants,
filter elements and any damage caused by frost or lack of anti-freeze, impact, accident or negligence.  Electrical software update or reprogramming unless required due to the failure of a covered part.  Interior trim including seats, seat belts and pre-tensioners.  Normal maintenance services,
and the replacement of such items as, but not limited to, spark plugs, plug leads, oils, filters and lubricants (the cambelt is covered providing it has been maintained correctly). 
Recharging of the air conditioning unit, owing to natural depletion of the refrigerant. 
Renewal of any clutch components due to wear and tear, misuse or incorrect adjustment.
 Renewal of brake components due to wear and tear or constant use of the brakes. 
The clearing of fuel lines, filters, fuel injection system, throttle body, pumps and any damage caused by contaminated or incorrect fuel. 
The gradual reduction in operating performance (wear and tear) due to the age and mileage of the covered vehicle. 

Traffic management system, telephone including Bluetooth, TV/ DVD, satellite navigation system and associated equipment of all types. 
 We will not pay for fixed or portable in car entertainment systems including, but not limited to, audio or video equipment, games consoles, CD multi-changers, MP3 or iPod equipment, speakers, amplifiers, remote controls. 

Any exclusion detailed under the General Exclusions section which are also numerous.

I get the not covering wear and tear, such as wiper blades and brake pads and similar, but what I can't figure out is what is covered, as everythiong seems to be excluded as the exlusions seem to cover

the body work
the engine
the electrical wiring
the Infotainment system.

 

 

Am I missing something.

Oh, it may cover the wiper blade motor.

 

The booklet the email links to is here

 

https://www.insurewithskoda.co.uk/media/1091/32439_skoda_extended-warranty-policy_gdpr_may2018_nav_v2.pdf

 

 

This is almost funny if it wasn’t so sad....

24 minutes ago, ukgnome said:

Am I missing something.

 

Yes, I believe you are.

 

It does look like a very long list but go through most items and it they are excluded due to either

 

wear and tear 

 

neglect or abuse

 

damage from external cause

 

Only items I have a problem with is the exclusion of the infotainment, and wiring iirc  these are also excluded in the standard new car warranty after only 6 months.

 

Carefully note that extended warranties only cover "sudden failures", so if your EGR valve gets blocked up, it may not be covered. Also consequential damage is excluded so those unfortunate 2.0tdi manual gearboxes ruined by a disintegrating clutch will also likely be excluded.

 

You also need to understand that you service and maintain your car meticulously, which usually means full dealer servicing on time and advisories all fixed. Which could add a lot of extra cost.

 

How much are they asking for this cover?

 

If you have a DSG (particularly DQ200) or something that's a known problem that can fail suddenly, then it might be worth considering as an insurance policy. 

 

Interestingly, they don't seem to specifically exclude suspension components such as shock absorbers, worn joints and bushes, though I've no doubt most items will be excluded under wear and tear, unless it can be shown to have failed suddenly. So broken springs may be covered

 

If buying a Skoda Extended Warranty after purchase of a new or secondhand car,  look very carefully at the small print to see if it meets your needs, and whether you even are eligible. No one will explain the small print or check with you so if you buy it, you're stuck with it, no refund and you may not even be covered.

 

HOW DO I KNOW IF I AM ELIGIBLE?

To be eligible to benefit from this cover, you must confirm the following statements are correct:

• You don't live in the Isle of Man or the Channel Isles
• You are not in the motor trade or deal with the buying, selling or repairing of motor vehicles
• You are not looking to use the vehicle for anything other than personal use
• You are not looking to use the vehicle for hire or reward (taxi), business, courier services or emergency services use
• Your vehicle has not done more than 100,000 miles
• Your vehicle was not manufactured by anyone other than ŠKODA
• Your vehicle is not a kit car, grey import or powered by fuel cell(s) or LPG
• Your vehicle has not been modified from the manufacturer's specification (manufacturer fitted optional extras are not classed as being a modification)
• You must make sure your vehicle is serviced in accordance with the manufacturer's schedule

 

Note that an extended warranty taken at time of ordering a new car is a Skoda factory extended warranty and is different to the Skoda financial services insurance product discussed above.

 

 

New Car Warranty is only available on new vehicles at the time of ordering.

I would only get this for the DSG box if anything. Especially for the smaller DQ200 box. 

 

My car will be out of warranty in a couple months and I am in 2 minds whether to get it or just sod it and go remap. Mine is a 280 so the DSG is the better one...But who knows. 

On 23/03/2019 at 15:28, Tin82 said:

This is almost funny if it wasn’t so sad....

 

I remembered this thread so just thought I would add for anyone trying to decide .... I took out the 6th year warranty with Skoda for my 280 which cost £387. Power tailgate packed up looked like the struts which was confirmed by dealer who have now had authorisation for repair so saved me around 1k.

 

I'm very glad I didn't just put the £387 in the bank !

Edited 8 September, 20214 yr by Nick_H

If you order the Skoda factory extended warranty, does this imply they screw it together a bit better?

9 hours ago, Patent said:

If you order the Skoda factory extended warranty, does this imply they screw it together a bit better?

 

No ......