So I have 30 days to decide on whether to get the following:

Listers Gap insurance - 36 months £430

Wheel & Tyre insurance - £200 claim limit per tyre, 5 claim limit, 36 months term £489. If I trash a wheel and tyre, I suspect I'd need the £450 / claim insurance at £599

Lister Smart Protect - Repairs scuffs, chips and & dents at home with £10 excess. £305 /12 months - £509 / 36 months. (Total claims <= £3000) This has a huge number of caveats and exclusions in the small print. Every claim is at their discretion, it seems.

Listers Protech paint protection plus fabric - £387 for lifetime cover. I've seen great results, and though I bought it with my car and it was crap so they're redoing it. (I bought it as I have an Alcantara interior)

 

Anyone had any experience of these products? Any thoughts?

 

Personally i wouldn't bother with sany of them...   They add up to £2k of extras you mate never need and even if you did claim the chances are there'd be a loophole that would prevent a payout!

I share Skomaz's views. 

 

I've had four new cars and never bought the insurances mentioned - and fortunately never been in a position to wish that I had.  The only insurance I bought for my Yeti was a five year warranty, and then only because it has a DSG.

 

In OP's position, I would be more inclined to put the £2k into a pot, which would be available if I needed it.  Just my thoughts.

1 minute ago, Robjon said:

I share Skomaz's views. 

 

I've had four new cars and never bought the insurances mentioned - and fortunately never been in a position to wish that I had.  The only insurance I bought for my Yeti was a five year warranty, and then only because it has a DSG.

 

In OP's position, I would be more inclined to put the £2k into a pot, which would be available if I needed it.  Just my thoughts.

I'm tempted by the scuff & dent insurance, but it's a lot of money and I could always just get the scuffs and dents done myself as and when, instead of paying up front for them.

I have 2 year's warranty remaining on the vehicle, but maybe an extended warranty *would* be a better idea. 👍

5 minutes ago, Robjon said:

I share Skomaz's views. 

 

I've had four new cars and never bought the insurances mentioned - and fortunately never been in a position to wish that I had.  The only insurance I bought for my Yeti was a five year warranty, and then only because it has a DSG.

 

In OP's position, I would be more inclined to put the £2k into a pot, which would be available if I needed it.  Just my thoughts.

Incidentally, is that the dry-clutch DQ200 gearbox on your Yeti?

Just now, EnterName said:

Incidentally, is that the dry-clutch DQ200 gearbox on your Yeti?

 

Yes it is.  If I'd bought a diesel Yeti with the 6 speed wet clutch gearbox, then I would probably not have bothered with the extended warranty.

1 minute ago, Robjon said:

 

Yes it is.  If I'd bought a diesel Yeti with the 6 speed wet clutch gearbox, then I would probably not have bothered with the extended warranty.

That figures. I've got the 7-speed wet DQ381, which seems pretty reliable.

Maybe I should save my money.

8 minutes ago, EnterName said:

That figures. I've got the 7-speed wet DQ381, which seems pretty reliable.

Maybe I should save my money.

 

My thoughts too, mate.

Hi.

Just to let you know that we offer a 12 month product called Total Loss Protection. Whilst it's not exactly the same as your traditional GAP insurance we feel for some customers it can make a cost effective alternative.

Please feel free to take a look if you wish.

https://www.adrianflux.co.uk/extras/total-loss/

Regards,

Dan.

On 17/08/2020 at 19:54, DAN@ADRIAN FLUX said:

Hi.

Just to let you know that we offer a 12 month product called Total Loss Protection. Whilst it's not exactly the same as your traditional GAP insurance we feel for some customers it can make a cost effective alternative.

Please feel free to take a look if you wish.

https://www.adrianflux.co.uk/extras/total-loss/

Regards,

Dan.

Thank you for the heads up on that, Dan.

Yep, avoid all of it, just pure profit for the dealer.