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Tyre Insurance from Skoda, any good?

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I collect my new vRS Estate tomorrow and the dealer has offered Tyre and Alloy insurance for £250.  I ALWAYS get punctures within the first 12 months with my previous cars so was tempted to buy it.  Has anyone ever claimed on Skoda Tyre insurance? Is it like for like, ie if i change the brand of tyres in the future would they replace for the same brand?

Has the salesperson given you a hard copy of the T&C,s to read before you might enter a Financial / insurance deal?

Like Root, I'd want to know what it does, and perhaps more importantly doesn't, cover.

 

Is it fully comprehensive whatever-happens-to-your-tyres-or-wheels irrespective cover?

 

Or is it 'Sorry sir, stone chips and kerb damage are expected 'fair wear and tear' items.... you've exceeded your puncture repair allocation...., no sir, we don't think that's vandalism, it an 'act of god' exclusion item' type of insurance? 

 

Caveat emptor IMO.

 

Gaz

 

As others, read the written  terms and conditions, and especially any exclusions, very carefully before agreeing to this.

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