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Can I state on insurance that my Fabia has a tracker?

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When I quickly switched my insurance over from my old Kia to the Fabia I bought, a couple of weeks ago, there were three boxes to tick relating to alarm, immobiliser and tracker.

 

I ticked the first two, to say that my new vehicle has alarm and immobiliser but I left the third one unchecked since I wasn't sure about tracker.

 

I'm currently using the month's free trial of the "Care Connect - Remote Access" subscription and, while I don't find myself using the features that often, I'm tempted to pay £38 for a year when it expires.

 

I'm sitting in the park on my phone and I can quite accurately locate where my Fabia is parked, a couple of miles away. Does this count as a tracker on the insurance? Is it only a tracker while I'm paying for a subscription? I don't think that the app allows you to locate your car until you're subbed, if I remember correctly.

Talk to a real person at the Brokers or the Insurers, 

Get the answer they give confirmed in Writing, or ask in writing in the first place. 

 

It does not matter what someone here says as they are not the underwriter.

  • Author

Aye. Thanks @Ootohere. Very good point, as the underwriter/insurer is going to vary a bit depending on their particular overall policy.

 

I paid a few quid extra to switch my current policy over to the new car. So it needs a proper renewal in 4 months. I'm technically currently on my old policy just with a new car at the moment.

 

So, what I think I will do in the meantime, is to let the month free trial of the subscription expire in a couple of weeks, then see if the app still lets me do basic things like locate the car. I don't think it does but I might have misremembered because the tech was new to me at the time.

 

Once I confirm if it does/doesn't require an ongoing subscription to locate the car, I will have more accurate information to give the insurer when it comes to renewal time.

 

Cheers.

2 hours ago, JFrankMiller said:

When I quickly switched my insurance over from my old Kia to the Fabia I bought, a couple of weeks ago, there were three boxes to tick relating to alarm, immobiliser and tracker.

 

I ticked the first two, to say that my new vehicle has alarm and immobiliser but I left the third one unchecked since I wasn't sure about tracker.

 

I'm currently using the month's free trial of the "Care Connect - Remote Access" subscription and, while I don't find myself using the features that often, I'm tempted to pay £38 for a year when it expires.

 

I'm sitting in the park on my phone and I can quite accurately locate where my Fabia is parked, a couple of miles away. Does this count as a tracker on the insurance? Is it only a tracker while I'm paying for a subscription? I don't think that the app allows you to locate your car until you're subbed, if I remember correctly.

 

Can you track your car whilst it is moving along the road in real time?

 

Check with the actual company you are going to use but i think it will have to be a"Thatcham approved"  S7 device as a minimum

 

LV just say

 

Screenshot2024-05-12at12-19-47WhattrackersaresuitableanddoIneedoneformycar.thumb.png.db278f29ecc5e7acce2aed7b1f59fac0.png

  • Author

Nice. I haven't tried using the app to monitor my progress as a belt down a road yet. 🤣

 

Seriously, though. Interesting point as to whether the in-build Skoda system does live position data.

 

I think I'm gonna have to take it into a dealer in the next couple of weeks to make them perform a system update on the infotainment system, cos I've got one stuck and pending for over a week. I work in software and I know what I'm doing, to some extent, with technology, so it's more likely a poor update mechanism rather than user error. I'm hoping that if they get it on a current software version the updates will flow merrily from that point onward. I will ask about live tracking when I'm at the dealer.

Skoda Connect is a subscription service and after my month's free trial it doesn't work and wants me to pay.  So, no way of using it as a tracker.   It's personal preference of course but I was underwhelmed.

The Trackers purpose is for the Police to be able to track is it not, not just for owners to be able to see where they parked it, or check if the dealership is lying to you about the car being in the workshop when you can clearly see it is still in the car park. (Got the Tee Shirt for that one.)

  • Author

That sounds like a reasonable point. I guess a tracker is best placed on a very desirable car for theft, like an M5 or a top-end Skyline or something. I hadn't really thought it through and just assumed that because it could be located in an app then it was tracked by a tracker.

 

Thinking about it from an insurers perspective it's far more likely they mean a one that's connected to some police system, yeah. 

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