Each year I click the link to renew this but I was wondering if anyone had used Skoda Ensurance after an accident and how did it go? Specifically are there any advantages to going through them rather than straight to your insurer but also are there any disadvantages, such a finding yourself liable for unexpected costs if the other party's insurer excludes parts of the claim? I did a quick search on the wider Briskoda forum but nothing helpful came up.

Accident repair and all that's associated with it is a money rolling and making exercise with so many fingers in the pie (possibly up to something like 12 so I've heard on national radio).

I'd never heard of Škoda Ensurance and assumed it was a typo but on having a quick look I did notice "We’re making some important updates to our free Ensurance service. Any policies with a start date on or after 18th November 2025 will include the following changes: . . .".

And

"Ensurance from Škoda Financial Services is sold and administered by Lawshield UK Limited and underwritten by UK General Insurance Limited on behalf of Watford Insurance Company Europe Limited."

I think the likes of @DAN@ADRIAN FLUX and @ChrisKnottIns are best to comment and advise on this, if they want to or allowed, bearing in mind they have a finger in the pie(s).

Škoda Ensurance (towards bottom of page. - https://www.skoda.co.uk/owners/skoda-insurance

Ensurance - https://insurewithskoda.vwfs.co.uk/ensurance.html

HTH.

Edited 22 November, 202522 Nov by nta16
typos